Business Details
15 Years
experience
Emergency
services
Your Trusted Insurance Partner in Encinitas, CA
Lisa Trapp has served Encinitas and surrounding communities since 2011, offering comprehensive insurance and financial services. Our team of licensed professionals holds advanced designations including ChFC and CLU, demonstrating deep expertise in property, casualty, and life insurance. We prioritize personalized service, tailoring coverage options for auto, home, business, health, and specialty policies. With a focus on local needs across North County and San Diego, we combine State Farm's industry leadership with individualized attention.Our 24/7 availability ensures clients receive timely support for claims, policy adjustments, and risk management solutions. Through proactive community engagement and digital accessibility, we maintain trusted relationships with over 117 five-star Google reviews. Our commitment to transparency and ethical practices has made us a reliable choice for protecting personal and business assets.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Health Insurance
Pet Insurance
Condo Insurance
Renters Insurance
Boat Insurance
Recreational Vehicles Insurance
Details
- Year established: 2011
Highlights and features
- Established in 2011 with State Farm's industry leadership
- Team holds ChFC and CLU professional designations
- Personalized coverage options for unique client needs
- 24/7 availability for claims and policy assistance
- Award-winning customer service with 117+ 5-star reviews
What people say
Great customer service
Quick claims processing
Friendly and professional
Highly recommend
Efficient and responsive
Services
Auto Insurance
We provide comprehensive auto insurance solutions with customizable coverage options. Our policies protect against liability, collision, and uninsured motorists while offering discounts for safe drivers and multi-policy bundling. Our team helps clients navigate claims efficiently while maintaining competitive rates.
Homeowners Insurance
Our homeowners insurance offers protection against property damage, personal liability, and additional living expenses. We specialize in tailored policies for California's unique risks including earthquakes and wildfires, with options for high-value homes and specialized possessions.
Life Insurance
We offer term and permanent life insurance solutions with expert guidance on policy selection. Our CLU-certified professionals help clients establish appropriate coverage amounts and beneficiaries while explaining policy riders and conversion options.
Business Insurance
Our business insurance packages protect against property damage, liability claims, and workers' compensation requirements. We provide specialized policies for small businesses, professional liability, and commercial auto fleets with risk management consultations.
Health Insurance
We offer health insurance plans with flexible network options and deductible structures. Our advisors help clients understand policy terms, prescription coverage, and supplemental insurance options while ensuring compliance with current regulations.
People
Lisa Trapp
Owner/Agent
State Farm agent since 2011 with ChFC and CLU designations, specializing in life insurance and financial planning. Business owner and mother committed to personalized client service in North County communities.
Sandy Green
Customer Service Manager
Licensed insurance professional with over 15 years' experience, handling policy adjustments and client inquiries. Recognized for exceptional customer service and expertise in premium optimization.
Susan Conner
Customer Service Manager
Licensed insurance professional with extensive experience in policy management and client relations. Provides expert guidance on coverage options and claims processing for residential and commercial clients.
Asher
Insurance Specialist
Experienced insurance professional assisting with policy modifications and new coverage acquisitions. Known for efficient service and clear communication of policy details to clients.
Bill
Insurance Advisor
Licensed advisor providing personalized insurance solutions with focus on property and casualty coverage. Assists clients with policy reviews and risk assessment strategies.
Questions
What insurance products do you offer?
We provide auto, home, life, health, business, pet, condo, renters, boat, and recreational vehicle insurance. Additional services include workers' compensation and liability umbrella policies.
How can I get a personalized insurance quote?
Contact our Encinitas office via phone, email, or in-person to discuss your needs. Our agents will assess your requirements and provide customized coverage options with competitive pricing.
How do I file an insurance claim?
Call our 24/7 support line at (760) 230-0231 or visit our office at 1458 Encinitas Blvd. Our team will guide you through documentation requirements and expedite the claims process.
Do you serve areas outside San Diego County?
While based in Encinitas, we serve clients throughout California including Orange County and San Clemente. Our digital tools enable remote service for clients across the state.
What makes your agency different from online insurers?
Our local expertise combined with State Farm's resources provides personalized service with 24/7 support. Our licensed agents offer tailored advice and maintain 117 five-star reviews for exceptional service.
Are your team members professionally certified?
Yes, our team includes professionals with ChFC and CLU designations. All advisors maintain active insurance licenses with expertise in property, casualty, and life insurance products.
