Business Details
Your Trusted Partner for Life Insurance & Retirement Planning
Abrams Insurance Solutions is committed to providing holistic financial protection and wealth-building strategies through life insurance, retirement planning, and premium finance solutions. With over 70 insurance carrier partnerships, we prioritize fiduciary responsibility, ensuring clients receive unbiased advice tailored to their unique needs. Our team of experts leverages decades of experience to design customized policies, including no-exam life insurance, indexed universal life (IUL), and annuities, while emphasizing tax-free growth and asset protection. We specialize in simplifying complex financial scenarios, offering transparent pricing, and delivering long-term client relationships built on trust and integrity. 
Services
Life Insurance
Retirement Planning
Premium Finance
Annuities
Critical Illness Coverage
Long-Term Care Planning
Indexed Universal Life
No-Exam Policies
Estate Tax Planning
Business Insurance
Highlights and features
- We work with over 70 insurance companies to find you the lowest rates.
- Our team has 40+ years of premium finance experience for high-net-worth clients.
- We offer no-exam life insurance options for fast, needle-free coverage.
- Our fiduciary approach prioritizes your interests over commission-driven sales.
- We specialize in indexed universal life (IUL) policies with tax-free growth potential.
What people say
Fast approval process
No medical exams required
Competitive pricing
Expert guidance
Transparent advice
Services
Life Insurance
We offer comprehensive life insurance policies, including term, whole, and permanent options, designed to protect your family's financial future. Our independent agency partners with 70+ carriers to secure competitive rates tailored to your health, budget, and coverage needs. Clients benefit from expert guidance on policy selection, underwriting support, and long-term estate planning strategies.
Indexed Universal Life
Our indexed universal life (IUL) policies provide tax-free cash value growth linked to market indices like the S&P 500, with principal protection during downturns. This flexible solution combines lifelong coverage, tax-efficient withdrawals, and living benefits for retirement income. We specialize in structuring policies to maximize growth while minimizing fees for high-net-worth clients.
Premium Finance
Our premium finance strategies leverage third-party loans to fund large life insurance policies for high-net-worth individuals. This approach preserves liquidity while enabling tax-advantaged wealth transfer and estate planning. With 40+ years of experience, we collaborate with banks to customize financing structures that align with clients' long-term financial goals.
Retirement Planning
We design retirement plans integrating life insurance, annuities, and tactical investments to generate tax-free income. Services include Social Security optimization, tax bracket management, and inflation-resistant income streams. Our data-driven approach ensures clients maximize retirement assets while minimizing market risk and tax liabilities.
No-Exam Policies
Our no-exam life insurance options provide fast approval without medical exams, ideal for clients seeking immediate coverage. These policies include term, guaranteed universal life, and final expense solutions with simplified underwriting. We partner with top-rated carriers to offer competitive rates for healthy applicants and those with pre-existing conditions.
People
Chris Abrams
Founder
Chris Abrams founded Abrams Insurance Solutions after a corporate career, leveraging his finance expertise to create client-centric insurance solutions. He specializes in advanced case design, tax-free savings strategies, and holistic financial planning for families and businesses.
Bennett Bier
Insurance Advisor
Bennett Bier specializes in life insurance underwriting guidelines and rate optimization. With a focus on simplifying complex applications, he helps clients secure affordable coverage through his deep carrier relationships and personalized service approach.
Linda Tracht
Long-Term Care Specialist
Linda Tracht brings 21+ years of long-term care planning experience, educating clients on risk mitigation and affordable coverage options. Her client-focused approach emphasizes clarity and practical solutions for aging-related financial planning.
Jessi Lundell
Client Care Manager
Jessi Lundell manages client relations with a focus on prompt, transparent communication. Her decade of customer service experience ensures clients receive attentive support throughout the policy lifecycle, from application to claims assistance.
Questions
What types of life insurance do you offer?
We offer term, whole, indexed universal life (IUL), no-exam, and guaranteed issue policies.
Do you provide no-exam life insurance options?
Yes, we specialize in no-exam policies with instant approval and competitive rates.
Can you help with retirement income planning?
Yes, we design strategies using IUL, annuities, and tax-free savings to secure retirement income.
Do you work with high-net-worth clients?
Yes, our premium finance team has 40+ years of experience serving high-net-worth individuals.
Are you licensed in all 50 states?
Yes, our team is licensed nationwide to serve clients across the U.S.
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