Business Details
50+ Years
experience
Specialized Insurance for Medical Professionals
Health Professionals Insurance Services is a family-owned independent life insurance agency specializing in tailored insurance solutions for physicians and dentists, both in practice and during their training. Since 1973, we have dedicated ourselves to providing unbiased advice designed to achieve long-term insurance goals while prioritizing the unique needs of our clients. Our team combines decades of industry experience with a personalized approach, ensuring clients receive the most suitable disability, life, and group benefit insurance products from a wide range of carriers.We emphasize understanding our clients' financial objectives, developing customized plans, and maintaining proactive communication to adapt to changing circumstances. Our commitment to excellence is reflected in our track record of serving medical professionals, including pioneering innovative group long-term disability policies for residents and fellows. We pride ourselves on transparency, expertise, and a client-centric philosophy that focuses on protecting incomethe most valuable asset for healthcare professionals.
Services
Disability Insurance
Life Insurance
Group Benefits
Details
- Year established: 1973
Highlights and features
- We specialize in insurance solutions for physicians and dentists with 50+ years of combined team experience.
- Our personalized approach focuses on long-term financial security tailored to medical professionals' unique needs.
- We offer access to multiple insurance carriers to find the best fit for your specific requirements.
- Our team pioneered early group long-term disability policies for medical residents in California.
- We maintain proactive industry knowledge to adapt to changes in disability, life, and health insurance markets.
Services
Disability Insurance
Disability insurance protects your income against unexpected events like illness or injury. We help medical professionals secure policies that maintain financial independence, cover business expenses during disability, and support long-term financial security. Our solutions address the unique risks faced by physicians and dentists.
Life Insurance
Life insurance provides financial security for dependents through tax-free lump sums. We offer policies that create instant estates, cover final expenses, and build tax-advantaged capital for retirement. Our solutions help protect your family's financial future while avoiding probate costs.
Group Benefits
Group benefits help employers attract and retain talent through customized health, dental, and disability coverage. We design plans that improve employee productivity while offering tax benefits to businesses. Our solutions include wellness programs and flexible arrangements tailored to medical practices.
People
Wayne Washkowiak
Chief Executive Officer
Insurance professional with 50+ years of experience specializing in medical professionals. Developed California's first group long-term disability policies for residents in 1976. Selected as broker of record for major medical schools and teaching hospitals.
Jaime Perlman
Insurance Agent
Certified Financial Planner with 20+ years of experience at HPIS. Focuses on educating clients about insurance options and creating personalized financial security plans. Holds MBA and CFP credentials.
Ivory R. Opana
Office Manager
Manages office operations and policy administration since 2003. Handles billing, claims, and policy management for medical/dental schools and list bill clients. Holds life agent license and communication studies degree.
Susana Lucero
Administrative Assistant
Supports insurance operations with 10+ years of medical administrative experience. Provides brokerage support and client service coordination for Jaime Perlman's team.
Questions
What types of insurance do you specialize in?
We specialize in disability insurance, life insurance, and group benefit plans tailored for physicians, dentists, and medical professionals.
Why should medical professionals choose your agency?
Our 50+ years of experience serving healthcare providers, personalized approach, and access to multiple carriers ensure customized solutions for your unique needs.
Do you offer group insurance for medical practices?
Yes, we provide group benefit plans including health, dental, life, and disability insurance tailored for medical practices and their employees.
How do you help protect a physician's income?
We design disability insurance policies that protect your most valuable asset—your ability to earn income—through comprehensive long-term care and critical illness coverage.
Can you assist with insurance during medical training?
Yes, we offer specialized insurance solutions for medical residents and fellows, including convertible disability policies developed specifically for training periods.
