Business Details
12 Years
experience
Your Trusted Independent Insurance Agency in San Diego
Founded in 2014, Sulistio Insurance was established to address the complexities of insurance enrollment through personalized, client-focused solutions. With over a decade of experience as a licensed broker in California, Arizona, and Texas, we specialize in Medicare, health, life, and small business insurance. Our mission centers on delivering transparent, no-cost consultations while prioritizing clients' needs through comprehensive plan comparisons and post-enrollment support.We maintain partnerships with leading insurers to ensure competitive options without broker fees, adhering to strict ethical standards. Our team's expertise in navigating insurance regulations, combined with a commitment to community education through seminars, underscores our dedication to simplifying insurance decisions for individuals and businesses.
Services
Medicare Plans
Health Insurance
Life Insurance
Final Expense Insurance
Small Business Benefits
Details
- Year established: 2014
Highlights and features
- We offer 10+ years of experience in Medicare and health insurance brokerage.
- Our services include free, personalized plan analysis and enrollment assistance.
- We are licensed in California, Arizona, and Texas for broader client accessibility.
- Post-enrollment support ensures ongoing client satisfaction and plan adjustments.
- No-cost consultations with no obligation to enroll.
What people say
Excellent customer service
Personalized consultation
No-cost services
Knowledgeable agent
Post-enrollment support
Services
Medicare Plans
We specialize in Medicare Supplement, Advantage, and Part D Prescription Drug Plans. Our services include explaining Original Medicare (Parts A/B), enrollment timelines, and post-enrollment support. Clients receive personalized comparisons based on their healthcare providers and medication needs. All plan benefits match direct insurer offerings, with no additional fees.
Small Business Benefits
We assist small businesses in selecting employee health, dental, vision, and disability coverage. Our process includes needs analysis, compliance guidance, and enrollment implementation. We represent multiple insurers to provide tailored benefits packages. Post-enrollment support covers premium and claims-related inquiries without broker fees.
Life Insurance
We offer term and permanent life insurance solutions to protect families financially. Our services include policy comparisons, need-based coverage analysis, and explanations of riders like long-term care additions. We work with major insurers to ensure competitive rates for death benefit plans ranging from $2,000 to $40,000.
Final Expense Insurance
This service provides coverage for funeral costs, medical bills, and debts through state-regulated policies. We offer no-exam plans with death benefits between $2,000 and $40,000. Policies are portable, tax-free to beneficiaries, and designed for quick claim processing during bereavement.
Health Insurance
We provide individual and family health insurance plans from carriers like Anthem Blue Cross and Kaiser Permanente. Our services include off-exchange and Covered California options, with focus on preventive care, prescription coverage, and network provider access. Travel insurance through GeoBlue is also available for international medical emergencies.
People
Esther Sulistio
Owner and Licensed Insurance Broker
Esther founded Sulistio Insurance in 2014 after personal challenges with insurance enrollment. With licenses in CA, AZ, and TX, she specializes in Medicare and health insurance, offering free consultations and educational seminars. Her client-first approach emphasizes transparency and long-term support.
Questions
What insurance services do you offer?
We provide Medicare plans, health insurance, life insurance, final expense coverage, and small business benefits. All services include free consultations and plan comparisons.
Are your services free?
Yes. Our consultations, plan analysis, and enrollment assistance are provided at no cost to clients, with no obligation to enroll.
In which states are you licensed?
We operate in California, Arizona, and Texas, offering state-specific insurance solutions through major carriers in each region.
Do you assist with post-enrollment questions?
Yes. We provide ongoing support for claims, benefits inquiries, and plan adjustments after enrollment.
How do you select insurance plans?
We analyze your medical providers, prescriptions, and budget to recommend plans from multiple insurers, ensuring optimal coverage.
Can small businesses use your services?
Yes. We help small businesses establish employee benefits programs with options from various medical and ancillary insurers.
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