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Business Details
26 Years
experience
Your Trusted Partner for Insurance & Risk Management Solutions
Barnes & Co & Co was founded in 2000 as a boutique Risk Management Company dedicated to fostering relationships with business owners to procure comprehensive and cost-effective insurance policies. With over 25 years of experience in construction insurance and specialized risk management, we combine business acumen, market knowledge, and client-focused solutions to minimize risks and maximize profitability. Our agency partners with top-rated carriers to deliver tailored insurance products, including commercial auto, workers compensation, cyber liability, and directors & officers insurance. We leverage state-of-the-art technology and innovative risk management strategies to address evolving industry challenges.

Our team's expertise spans energy sector projects, senior living facilities, and large-scale construction ventures, ensuring clients receive optimal coverage. As an affiliate of Panorama Insurance Associatesa top 100 private agencywe maintain access to 200+ insurance programs while prioritizing transparency, integrity, and personalized service. Our commitment to continuous education and industry leadership positions us to adapt to emerging risks and deliver long-term value to clients.
Services
Commercial Auto Insurance Workers Compensation Cyber Liability Insurance General Liability Directors & Officers Insurance Construction Insurance Pollution Liability Professional Liability Commercial Umbrella Property Insurance
Details
  • Year established: 2000
Highlights and features
  • We offer 25+ years of specialized experience in construction and energy sector insurance.
  • Our team holds advanced certifications including CIC designations and risk management expertise.
  • We provide access to 200+ insurance programs through partnerships with top-rated carriers.
  • Our proprietary RiskRemedy solutions integrate innovative risk management strategies for senior living facilities.
  • We combine state-of-the-art technology with personalized service for tailored insurance solutions.
What people say
Outstanding service Trust them Promptness Best client experience Technical expertise
Services
Commercial Auto Insurance
We provide comprehensive commercial auto insurance for fleets, truckers, and specialty vehicles. Our policies cover liability, physical damage, and cargo protection while offering risk management strategies to reduce accidents and claims. With access to multiple carriers, we tailor coverage to industries like construction and energy.
Construction Insurance
Our construction insurance solutions protect projects from planning to completion. We specialize in complex risks for high-value developments, including wrap policies, liability coverage, and risk management for multi-million-dollar lawsuits. Clients benefit from our 25+ years of industry-specific expertise and carrier partnerships.
RiskRemedy Program
RiskRemedy integrates innovative risk management with insurance products for senior living facilities. Our program covers general liability, professional liability, and workers compensation while providing proactive strategies to prevent incidents and reduce costs through customized safety protocols.
Cyber Liability Insurance
We offer cyber liability coverage to protect businesses from data breaches and digital threats. Our policies include incident response planning, liability coverage for third-party claims, and risk mitigation resources tailored to industries with sensitive data requirements.
Directors & Officers Insurance
Our D&O insurance protects company executives from personal losses due to lawsuits alleging wrongful acts in their management roles. We provide policies covering legal defense costs, settlements, and reputation management for private and public companies.
People
Teri Barnes
President & CEO
Teri Barnes & Co & Co is a second-generation insurance professional with a Bachelor's degree in Insurance and CIC designation. She founded Barnes & Co & Co after a career at AIG and legislative experience as an insurance lobbyist. With expertise in energy, construction, and senior living sectors, she leads innovative risk management solutions.
Questions
What industries does Barnes & Co & Co & Co specialize in?
We specialize in construction, energy (including renewable power), and senior living facilities, with expertise in complex risk management for high-value projects.
How does Barnes & Co & Co & Co handle large-scale construction projects?
We provide tailored insurance programs with risk management strategies for projects exceeding $50M, including wrap policies and liability coverage for multi-year developments.
Do you offer cyber liability coverage for small businesses?
Yes, our RiskRemedy program includes scalable cyber liability solutions for businesses of all sizes, with incident response planning and breach notification services.
What makes Barnes & Co & Co & Co different from other agencies?
Our combination of 25+ years of niche expertise, proprietary risk management programs, and direct access to 200+ insurance products sets us apart in customized coverage solutions.
Can you provide proof of financial stability for your carriers?
We partner exclusively with top-rated carriers, including billion-dollar national insurers and specialty regional providers, with documentation available upon request.