Business Details
50+ Years
experience
Your Trusted Financial Partner in Oklahoma City
Focus Federal Credit Union has been dedicated to delivering innovative financial products and exceptional member service for over 70 years. Established in 1955 by a group of seven individuals, we began as a small institution serving employees of University Hospital and related organizations. Today, we have grown to serve over 12,000 members across Oklahoma City and surrounding counties, maintaining our commitment to local community values.Our team prioritizes personalized service, greeting members with a handshake and transparency in all financial discussions. We invite anyone living, working, or studying in Oklahoma, Cleveland, Canadian, Lincoln, Logan, McClain, and Grady Counties to join our family and experience banking rooted in trust and mutual success.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Credit Cards
Auto Loans
Financial Counseling
Online Banking
Mobile App
Notary Service
Shared Branching
Details
- Year established: 1955
Highlights and features
- We offer over 70 years of experience serving Oklahoma communities.
- Our competitive loan rates and dividend rates are designed for member savings.
- Personalized service with local decision-making and community focus.
- We provide free financial counseling and educational resources.
- Digital banking tools combine convenience with credit union personalization.
What people say
Prompt and accommodating
Amazing credit union
Helpful and diligent
Great people working there
So easy and enjoyable
Services
High Interest Checking
Earn high yield dividends while managing daily finances with a no-hassle checking account. This service offers ATM access, free financial counseling, and member-exclusive perks. Ideal for those seeking to maximize returns on everyday transactions.
Mortgage Loans
Flexible mortgage options with terms from 10 to 30 years. Our team guides members through pre-approval, property selection, and closing. Competitive rates start at 5.478% APR, with personalized support for first-time buyers.
Credit Cards
Low-rate Mastercards with cash rewards, 24/7 fraud monitoring, and no annual fees. Features include mobile transaction tracking, autopay options, and instant travel notifications. Rates start at 10.99% APR based on credit score.
People
Theresa
Loan Officer
Experienced loan specialist known for simplifying the car-buying process. Praised for making financial transactions comfortable and efficient for members.
Shaletha Clark
Financial Services Rep
Award-winning representative recognized for friendly, knowledgeable assistance with auto loans. Committed to providing tailored financial solutions.
Ms. Summer
Customer Service
Efficient and approachable team member who quickly resolves account inquiries. Known for delivering hassle-free banking experiences.
Questions
Who is eligible to join Focus Federal Credit Union?
Anyone living, working, worshipping, or studying in Oklahoma, Cleveland, Canadian, Lincoln, Logan, McClain, or Grady Counties can join.
How do I apply for a mortgage loan?
Start with pre-approval by submitting financial details. Our team guides you through property selection, underwriting, and closing processes.
What credit card benefits are available?
Earn rewards on purchases, access mobile banking features, and enjoy no annual fees or transaction costs with our Mastercards.
Can I access accounts outside business hours?
Yes, our 24/7 online and mobile banking platforms allow account management anytime, including payments and transaction monitoring.
What loan rates do you offer?
Rates vary by product and credit score. Auto loans start at 4.95% APR, mortgages at 5.324% APR, and personal loans at 9.99% APR.
