Business Details
50+ Years
experience
Your Trusted Oklahoma City Credit Union for Banking and Loans
As a not-for-profit financial cooperative, Communication Federal Credit Union has been serving members' financial needs since 1939. Our cooperative structure ensures profits return to members through better rates, lower fees, and enhanced services. We provide secure 24/7 digital access with mobile banking features like real-time alerts, mobile deposits, and card management tools. Our team prioritizes personalized service, taking time to understand individual financial goals and offering tailored solutions. Federally insured by NCUA, we maintain a Five-Star rating from Bauer Financial for 30 consecutive years, demonstrating exceptional stability and performance.With over 130,000 members, we combine technological innovation with community-focused banking. Our services include competitive certificate programs, low-rate auto loans, mortgage options, and youth savings accounts to build generational financial literacy. We actively support local communities through initiatives like annual blood drives and identity protection events. Our commitment to transparency includes free credit score access and no-hidden-fee policies. This combination of experience, security, and member-centric approach makes us a trusted financial partner for Oklahomans.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Personal Loans
Certificates
Digital Banking
Youth Savings
Loan Protection
Zelle Transfers
Details
- Year established: 1939
Highlights and features
- We offer better rates as a not-for-profit cooperative
- Secure 24/7 digital access with mobile app features
- Personalized service focusing on member financial goals
- Federally insured accounts with NCUA protection
- 85+ years of Oklahoma community banking experience
What people say
Easy mobile app features
Competitive interest rates
Responsive customer service
Community involvement
Fraud protection effectiveness
Services
Auto Loans
We provide low-rate auto loans for dealership or private party purchases with flexible terms. Our streamlined application process allows quick pre-approval, and members benefit from competitive APRs starting at 5.74%. Dedicated loan specialists help find optimal financing solutions for new or used vehicles.
Checking Accounts
Our free PayMe Checking account offers cash back rewards with no monthly fees. Features include Zelle transfers, mobile check deposit, real-time transaction alerts, and card management tools. Additional options include business checking and student accounts tailored to specific needs.
Certificates
Secure your savings with guaranteed returns through our certificate programs. Current special offers 4.50% APY for 9-month terms. Federally insured deposits ensure safety while competitive rates help grow your money faster than traditional savings accounts.
Digital Banking
Manage accounts 24/7 through our mobile app or online platform. Features include bill pay, external account linking, credit score monitoring, and instant card freezing. Real-time alerts keep you informed about transactions and account activity at your convenience.
Personal Loans
Flexible personal loans available for debt consolidation, major purchases, or unexpected expenses. Competitive rates and terms help members achieve financial goals without hidden fees. Quick approval process with options for various credit profiles.
Questions
How do I join Communication Federal Credit Union?
Membership requires living or working in Oklahoma with a $5 minimum deposit. Apply online or visit a branch to complete enrollment and open your first account.
What digital banking features are available?
Our mobile app offers card controls, mobile deposits, Zelle transfers, credit score tracking, and real-time alerts. Online banking includes bill pay and external account linking features.
Are my accounts federally insured?
Yes, all deposits are federally insured up to $250,000 through NCUA. We maintain a Five-Star Bauer Financial rating for financial strength and stability.
What loan types do you offer?
We provide auto loans, mortgages, personal loans, home equity loans, and land loans. Special programs include storm shelter financing and student loan options.
How do certificate rates compare to savings accounts?
Certificates offer higher fixed rates like our current 4.50% APY special compared to variable savings rates. Terms range from 6 months to 5 years with penalty-free withdrawal options.
