Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Oklahoma City
Since 1946, Tinker Federal Credit Union has been committed to providing Oklahoma residents with reliable financial solutions. Our member-owned cooperative model prioritizes community needs while offering competitive savings accounts, loans, and credit products. With over 75 years of local expertise, we deliver personalized service through physical branches and 24/7 digital banking platforms. Our NCUA-insured accounts ensure security, while our financial education programs empower members to make informed decisions. Through initiatives like the Military Rewards Program and hardship relief options, we demonstrate our dedication to member success.Our leadership team combines industry experience with a deep understanding of regional financial needs. From auto loans to mortgage financing, our products are designed to help members achieve their financial goals. We maintain transparency in all operations, including clear fee structures and rate disclosures. Our community engagement efforts reflect our commitment to Oklahoma's economic growth and financial wellness.
Services
Auto Loans
Mortgage Loans
Credit Cards
Checking Accounts
Savings Accounts
Personal Loans
Business Banking
Online Banking
ATM Network
Financial Education
Details
- Year established: 1946
Highlights and features
- 75+ years serving Oklahoma communities with local financial expertise
- NCUA-insured accounts protecting member deposits up to $250,000
- Competitive rates on auto, home, and personal loan products
- 24/7 digital banking with mobile check deposit and bill pay
- Community-focused initiatives supporting financial education programs
Associations and certifications
- NCUA
Services
Auto Loans
We offer competitive vehicle financing options with rates starting at 5.85% APR for new car purchases. Our loan specialists help members find affordable payment plans for both new and used vehicles. Special programs include first-time buyer assistance and repossessed vehicle financing at reduced rates.
Mortgage Loans
Our home loan programs provide competitive rates for purchase or refinance transactions. We offer conventional mortgages and specialized financing for mobile homes. Our experienced loan officers guide members through the entire process from pre-approval to closing.
Credit Cards
We provide multiple credit card options including Visa Signature, Platinum, and Classic cards. The Visa Signature card offers 3% cash back on fuel and dining purchases. All cards feature zero liability protection and 24/7 fraud monitoring services.
Online Banking
Our 24/7 digital platform enables account management, bill payment, and mobile check deposit. Members can access real-time balances, set up transaction alerts, and securely transfer funds between accounts using any internet-connected device.
Financial Education
We offer free financial wellness workshops covering budgeting, debt management, and credit building. Our certified coaches provide personalized guidance to help members achieve financial goals through both in-person and online learning resources.
Questions
How do I become a member of Tinker Federal Credit Union?
Membership requires living or working in Oklahoma. Open a savings account with $25 to establish ownership. Additional eligibility options include family members of existing members or specific employer groups.
What loan products do you offer for first-time buyers?
We provide first-time homebuyer programs with competitive rates and low down payment options. Auto loans for new drivers include special financing rates and co-signer requirements for qualifying members.
Can I access my accounts outside business hours?
Yes, our online and mobile banking platforms provide 24/7 account access. Use the mobile app for check deposits, transfers, and bill payments at any time from any location.
What security measures protect my accounts?
We employ multi-factor authentication, real-time fraud monitoring, and encrypted communications. Our NCUA-insured accounts protect deposits up to $250,000 with additional coverage through the Oklahoma Credit Union Share Insurance Corporation.
Do you offer business banking services?
Yes, our business banking division provides checking accounts, credit cards, and commercial loans. Treasury management services include payroll processing and merchant payment solutions tailored for Oklahoma businesses.
How can I find nearby ATMs?
Use our online branch locator to find TFCU ATMs and TransFund network locations. Members access 30,000+ surcharge-free ATMs nationwide through the Co-op Shared Branch network.