Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Pittsburgh
Since 1936, Century Heritage Federal Credit Union has been dedicated to serving the Greater Pittsburgh Region as a member-owned financial cooperative. Our community-focused approach ensures that every decision we make prioritizes the financial well-being of local residents and businesses. Founded by 40 employees of U.S. Steel with a shared vision of financial empowerment, we have grown into one of the region's largest locally-owned financial institutions. Our team of experienced professionals lives and works in the communities we serve, allowing us to maintain a deep understanding of local financial needs. We offer a comprehensive range of services including savings accounts, home loans, auto loans, and credit cards, all designed to help members achieve their financial goals.Our commitment to competitive rates and personalized service has made us a trusted financial partner for generations. As a federally insured credit union, we combine institutional stability with the personal touch of a local organization. Our history of community reinvestment and member-centric philosophy ensures that we remain a vital part of Pittsburgh's financial landscape. Through innovative digital banking solutions and convenient branch locations, we continue to evolve while maintaining our founding principles. This enduring commitment to our members and their financial success defines our legacy and guides our future.
Services
Savings Accounts
Home Loans
Auto Financing
Credit Cards
Online Banking
Details
- Year established: 1936
Highlights and features
- We exclusively serve the Greater Pittsburgh Region with local expertise.
- Our member-owned structure prioritizes customer needs over profits.
- Competitive rates on home loans, auto financing, and credit cards.
- 24/7 online banking with advanced digital financial tools.
- Federally insured deposits with proven institutional stability.
Associations and certifications
- National Credit Union Administration (NCUA)
- Equal Housing Lender
Services
Home Loans
We offer comprehensive home loan solutions including first mortgages, home equity loans, and lines of credit. Our flexible terms and competitive rates help Pittsburgh residents achieve homeownership. With personalized guidance from experienced loan officers, we streamline the mortgage process while maintaining local decision-making authority.
Auto Financing
Our auto loan program provides low interest rates and flexible terms for new and used vehicle purchases. As a KLA Dealer partner, we offer insurance protection options and convenient online application processes. Members benefit from quick approval times and dedicated support throughout the car-buying journey.
Credit Cards
We issue Mastercard credit cards with competitive rates and rewards programs for everyday purchases. Our cards feature fraud protection, mobile wallet integration, and 24/7 customer support. Members enjoy exclusive benefits like balance transfer options and credit limit increase opportunities.
Online Banking
Our digital platform enables 24/7 account management through secure online and mobile applications. Features include bill payment, mobile check deposit, person-to-person transfers, and real-time transaction alerts. The system integrates with financial management tools to help members track spending and build budgets.
Savings Accounts
We provide multiple savings options including share accounts, money market funds, and Christmas clubs. Our IRA and share certificate programs offer varying term lengths with guaranteed returns. Youth savings clubs promote financial education while maintaining competitive interest rates for all account tiers.
Questions
How do I become a member of Century Heritage Federal Credit Union?
Membership requires living or working in the Greater Pittsburgh Region. Visit our website to complete an application and make a $5 minimum deposit to open your share account.
What home loan options are available?
We offer fixed-rate mortgages, adjustable-rate mortgages, home equity loans, and home equity lines of credit (HELOC) with terms tailored to individual financial situations.
Do you offer business banking services?
Yes, our business banking division provides commercial loans, checking accounts, and financial management tools specifically designed for small businesses in our service area.
How can I access my accounts after hours?
Our 24/7 online banking portal and mobile app allow account access anytime. You can also use surcharge-free ATMs nationwide through our shared branching network.
What vehicle financing protections are available?
We offer guaranteed asset protection (GAP) insurance that covers the difference between your car's value and loan balance in case of total loss or theft.
How do I report a lost or stolen card?
Contact our 24-hour card services immediately at 1-800-472-3272 to report lost or stolen cards. Replacement cards can be ordered through your online banking portal.
