Business Details
50+ Years
experience
Your Trusted Financial Partner in Pittsburgh, PA
Alcoa Pittsburgh Federal Credit Union has served as a member-owned financial cooperative since 1938, prioritizing community-driven service over profit. Our mission remains rooted in the credit union principle of people helping people, offering competitive savings rates, low-cost loans, and personalized financial solutions. With a focus on Alcoa employees and expanded eligibility for select organizations, we deliver tailored banking services backed by decades of local expertise.Our not-for-profit structure ensures excess earnings directly benefit members through improved rates, reduced fees, and enhanced digital tools like 24/7 online banking. As an institution with nearly a century of service, we combine institutional stability with modern financial innovations to meet evolving member needs.
Services
Share Savings Account
Checking Account
Certificates (CDs)
Mortgage Loans
Visa Credit Cards
Details
- Year established: 1938
Highlights and features
- Member-owned cooperative returning profits directly to account holders
- Competitive APRs on mortgages, auto loans, and credit cards
- 24/7 digital banking access with advanced security features
- Locally-rooted service since 1938 with Pittsburgh-specific expertise
- Expanded services through merger with CHROME Credit Union
Services
Share Savings Account
Our Share Savings Account provides secure, accessible funds management with competitive dividends. Members earn interest while maintaining liquidity for everyday needs. This foundational account offers low minimum balances and serves as gateway to additional financial services.
Mortgage Loans
We offer fixed and adjustable-rate mortgage options with competitive APRs starting at 5.99%. Our lending specialists guide members through home purchase or refinance processes with personalized support. Online rate checks and pre-approval options streamline homeownership journeys.
Visa Credit Cards
Our Visa Classic and Student Classic cards feature cash-back rewards, bonus points, and EMV chip security. No annual fees combined with competitive APRs make these cards ideal for building credit and everyday spending.
Online Banking
24/7 online access enables account management, bill payment, and transaction monitoring. Mobile apps support mobile check deposit, card controls, and real-time alerts. EZCardInfo tools help track spending patterns and manage budgets effectively.
Certificates (CDs)
Fixed-rate certificates offer guaranteed returns with terms from 6 months to 5 years. Competitive APYs reward members who commit funds for specified periods. These low-risk investments help achieve specific savings goals with predictable growth.
Questions
How do I become a member?
Membership requires employment with Alcoa, Inc. or affiliated organizations. Visit our website to check eligibility and complete the online application.
What changed after merging with CHROME Credit Union?
The merger expands our service offerings and resources while maintaining local decision-making. Members now access additional financial products and shared branch locations.
What loan rates are currently available?
Auto loans start at 6.49% APR, personal loans at 10.99% APR, and home equity loans at 5.99% APR. Rates vary based on creditworthiness and loan terms.
How do I report a lost debit card?
Call our 24/7 card services at 412-553-3100 immediately to report lost or stolen cards. Online banking allows temporary card blocking through the 'Card Controls' feature.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the NCUA, ensuring your funds remain protected under standard insurance guidelines.
