Houston Federal Credit Union

Houston Federal Credit Union (HFCU) is a not-for-profit financial institution that has been serving its members since 1954. Our mission is to provide quality financial services to our members, employees, and their families while maintaining a strong, secure financial institution. We are committed to exceeding our members' expectations, and we take pride in the excellent personalized service that we provide to each of our members.

As a member-owned financial institution, HFCU is dedicated to helping our members achieve their financial goals. We offer a wide range of financial products and services, including checking and savings accounts, loans, credit cards, investment and retirement services, auto, home, and life insurance, and business banking solutions. Our goal is to provide our members with the resources they need to manage their financial lives effectively and efficiently.

At HFCU, we understand that every member is unique, and we strive to provide personalized service that meets each member's individual needs. We offer a variety of account options, including free checking, flexible checking, and money market accounts. We also offer certificate accounts, IRAs, vacation club, and holiday club accounts, providing our members with a range of options to help them save for their future.

HFCU offers a comprehensive suite of loan options, including auto loans, home equity loans, home improvement loans, and unimproved property and lot loans. We also offer mortgage loans with competitive rates and flexible terms. Our loan officers are knowledgeable and experienced, and they are dedicated to providing our members with the best possible loan options to meet their needs.

In addition to our loan and savings options, HFCU offers a range of investment and retirement services. Our investment professionals can help our members develop a customized investment strategy that meets their unique needs and goals. We offer a variety of investment calculators, retirement calculators, and insurance options, providing our members with the tools they need to plan for their future.

HFCU is committed to providing our members with the resources they need to manage their financial lives effectively. We offer online and mobile banking, fraud alert center, digital wallets, HFCU card alerts and protections, safe deposit boxes, wire transfers, night depository, notary services, and signature guarantee services. We are also part of the CO-OP Shared Branch Network, providing our members with access to over 5,000 branches and 30,000 surcharge-free ATMs nationwide.

Our members are our top priority, and we are committed to providing them with the best possible service. We are proud of the positive feedback we have received from our members, including comments such as "Christian is an asset to your establishment; she is always so personable and does a great job in working with the customers" and "Amanda was amazing! She was professional, knowledgeable, and extremely patient throughout the process! I'm happy I was able to get her, she made the experience worth the wait! Great Job Amanda!". We strive to exceed our members' expectations, and we are always looking for ways to improve our service.

At HFCU, we are committed to giving back to our community. We are proud to have saved our members a total of $312,230.24 in the month of April by refinancing their loans with HFCU. We are also proud to offer the First Time Auto Buyer Program, which provides financing options for members who are purchasing their first vehicle.

In conclusion, Houston Federal Credit Union is a member-owned financial institution that is committed to providing quality financial services to our members, employees, and their families. We offer a wide range of financial products and services, including checking and savings accounts, loans, credit cards, investment and retirement services, auto, home, and life insurance, and business banking solutions. Our goal is to provide our members with the resources they need to manage their financial lives effectively and efficiently. We are proud of the positive feedback we have received from our members and are committed to providing them with the best possible service.