Business Details
33 Years
experience
Your Houston Area Member-Owned Credit Union
Brentwood Baptist Church Federal Credit Union has served members of Brentwood Baptist Church and their families since 1993, operating as a member-owned financial cooperative chartered through the National Credit Union Administration. Our not-for-profit structure prioritizes member needs with competitive savings rates, loan products, and personalized service. Backed by federal insurance up to $250,000, we maintain a service-oriented approach led by elected member volunteers.With over 25 years of experience, we emphasize financial education for youth and community-driven growth while adhering to ethical standards set by the Cornerstone Credit Union League. Our operations reflect a commitment to transparency, fair treatment, and leveraging collective resources for members' benefit through savings accounts, secured/unsecured loans, and innovative financial tools.
Services
Savings Accounts
Auto Loans
Personal Loans
Prepaid Cards
Membership Services
Details
- Year established: 1993
Highlights and features
- We operate as member-owned cooperative prioritizing client needs
- Federally insured savings accounts protecting up to $250,000 per member
- Personalized loan approval process treating members like family
- Established 1993 with deep community financial expertise
- Volunteer-led governance ensuring ethical financial practices
Associations and certifications
- NCUA
What people say
Treated me like family
Chance to grow and save
Services
Savings Accounts
Brentwood Baptist Church Federal Credit Union offers member savings accounts with competitive interest rates. These accounts serve as ownership shares in the cooperative, providing access to additional financial services. Members can choose from adult and youth accounts designed to promote lifelong financial responsibility.
Auto Loans
The credit union provides new and used auto loan options with flexible terms. Our lending team works directly with members to find appropriate financing solutions for their transportation needs. Loans are available for both personal and family vehicles through this member-focused institution.
Prepaid Cards
Secure prepaid Visa cards operate without credit checks or overdraft fees. This reloadable card solution allows members to manage daily expenses with confidence. Cards can be used for both online and in-person transactions while maintaining spending control.
Personal Loans
Unsecured personal loans address unexpected financial needs through fixed-rate financing options. Members can apply for amounts suitable for emergency expenses or planned events like vacations. The credit union maintains a straightforward approval process prioritizing member relationships.
Member Services
Becoming a member grants access to all credit union financial products through ownership shares. Services include financial counseling, loan pre-approvals, and customized account management. Membership remains active for life, extending benefits to family members through generational continuity.
People
Raymond Ardoin
Chairman
Raymond Ardoin leads the board of directors as chairman, contributing extensive experience guiding the credit union's strategic direction while maintaining member-focused operations and ethical standards.
Kay Rosebure
Treasurer/Vice-Chair
Kay Rosebure manages financial oversight as both treasurer and vice-chair, ensuring fiscal responsibility and sustainable growth for the credit union's member-owners.
Dr. Joe Samuel Ratliff
Board Member
Dr. Joe Samuel Ratliff contributes expertise through board service, supporting operational integrity and community financial education initiatives at Brentwood Baptist Church Federal Credit Union.
Questions
What are the membership requirements?
Membership is open to Brentwood Baptist Church members, their families, and church employees through a one-time share purchase.
How do I apply for a loan?
Submit completed loan applications via website or branch, with approvals prioritizing member financial needs and creditworthiness.
Are savings deposits insured?
Yes, all savings accounts receive federal insurance coverage up to $250,000 through the NCUA guarantee.
What loan types do you offer?
We provide auto loans, personal signature loans, and share-secured lending options for members' financial needs.
