Brentwood Baptist Church Federal Credit Union

Who We Are

Brentwood Baptist Church Federal Credit Union (BBCFCU) is a member-owned financial cooperative, dedicated to serving the financial needs of our members. As a not-for-profit financial institution, our focus is on providing excellent service, competitive rates, and personalized attention to our members. With over 25 years of experience, we have established a reputation for being a trusted and reliable financial partner.

Our Mission

At BBCFCU, we are committed to providing a safe and stable place for our members to save and borrow. We strive to be a service-oriented and member-focused financial institution, treating all members fairly and valuing the faith and beliefs of our members, staff, and volunteers. Our mission is to help our members achieve their financial goals while teaching our youth the importance of saving at an early age.

Our Services

BBCFCU offers a range of services designed to meet the financial needs of our members. Our services include:

• Adult Share (Savings) Accounts: A basic savings account with competitive interest rates and low fees.
• Child Share (Savings) Accounts: A savings account specifically designed for children, teaching them the importance of saving at an early age.
• Secured Loans: Loans backed by collateral, providing a secure and stable financial solution.
• Unsecured Loans: Loans without collateral, designed for members who need financial assistance.
• Automobile Loans: Loans for new and used vehicles, providing flexible repayment terms.
• Direct Deposit: A convenient service that deposits funds directly into your account.

Our Rates

We offer competitive rates on our share (savings) accounts, club accounts, and share certificates (CDs). Our rates are subject to change, and we encourage you to contact us for the most up-to-date information.

Truth-in-Savings Rates for Share (Savings) and Club Accounts

• Club Accounts: Dividend Rate 0.50% APY
• Share (Savings) Accounts: Dividend Rate 0.50% APY (APR 0.50%)
• New Share Certificate (CD): Dividend Rate 0.05% APY (6-month), 0.25% APY (12-month), 0.50% APY (18-month), 1.00% APY (24-month)

Loan Rates

• Savings (Share) Secured Loans: Up to 90% of share balance - 6.00% APR
• Signature Loans: $100 and up - 13.00% to 18.00% APR
• Auto Loans: 2.99% to 16.99% APR for new vehicles, 3.99% to 17.25% APR for used vehicles

Fees

• Returned Check or ACH Fee: $30 (if a check or ACH is returned)
• Loan Late Charge: $30