Business Details
Your Trusted Financial Partner in Houston
MemberSource Credit Union has been dedicated to providing comprehensive financial solutions to the Houston community since our founding. We specialize in offering competitive auto loans, mortgage products, home equity loans, and personal credit lines tailored to meet diverse financial needs. Our Visa credit card program features Platinum, Gold, and Classic options with non-variable rates, while our checking accounts incorporate unique benefits like cell phone protection and flexible payment options. Through strategic partnerships with BALANCE and FocusOne Mortgage Solutions, we deliver financial education resources and streamlined home-buying processes.Our mobile banking platform enables 24/7 account management, including bill payments, fund transfers, and mobile deposits. We maintain a strong commitment to accessibility through WCAG 2.0 compliant digital services and physical branch accommodations. With a NMLS ID #664659 and NCUA insurance, we combine regulatory compliance with personalized service to help members achieve their financial goals.
Services
Auto Loans
Mortgage Loans
Checking Accounts
Visa Debit Cards
Financial Education
Mobile Banking
Home Equity Loans
Credit Cards
Personal Loans
Loan Protection
Highlights and features
- We offer low-rate auto loans with flexible terms up to 17.50%
- Our Visa credit cards feature no balance transfer fees
- We provide free financial education through BALANCE partnership
- 24/7 mobile banking with Zelle and mobile deposit capabilities
- WCAG 2.0 compliant website accessibility for all members
Associations and certifications
- NMLS
- NCUA
Services
Auto Loans
MemberSource offers competitive auto loans for new and used vehicles with rates starting at 4.75%. Our streamlined pre-approval process helps customers understand payment options before shopping. Flexible terms accommodate various budget requirements while our Member Auto Center provides research tools for informed purchasing decisions.
Mortgage Loans
We provide mortgage solutions including home purchase and refinance options through FocusOne Mortgage Solutions. Our services feature competitive rates and personalized guidance through the home-buying process. Digital tools and expert support help members navigate mortgage requirements and achieve homeownership goals in the Houston market.
Checking Accounts
Our checking accounts offer unique benefits like cell phone protection and the Bazing rewards program. Features include free mobile banking, Zelle transfers, and EMV chip security. Specialized options cater to different financial needs while maintaining accessibility compliance for all members.
Visa Debit Cards
We offer Visa debit cards with multiple reward tiers including Platinum, Gold, and Classic options. Our cards feature non-variable rates and no balance transfer fees. The uChoose Rewards program allows customization while maintaining secure payment technology and fraud protection services.
Financial Education
Through our partnership with BALANCE, we provide free financial education resources covering budgeting, credit management, and debt reduction. Educational tools and counseling services help members improve financial literacy. These resources complement our financial products to support long-term economic well-being.
Questions
What loan types does MemberSource offer?
We provide auto loans, mortgage loans, home equity loans, personal loans, and credit lines to meet various financial needs.
How can I access my account after hours?
Our mobile banking app provides 24/7 access for account management, bill payments, and fund transfers.
Do you offer financial education resources?
Yes, we partner with BALANCE to provide free financial education tools and counseling services.
What checking account benefits are available?
Our checking accounts include Bazing rewards, cell phone protection, and EMV chip security features.
Are there fees for balance transfers?
No, our Visa credit cards have no balance transfer fees with competitive interest rates.
How accessible are your services?
We maintain WCAG 2.0 compliant digital services and accessible physical branches for all members.
