Empowering Your Financial Future
Our Vision: To empower our members to achieve their financial goals and reach their full potential.
Our Mission: To provide our members with personalized financial solutions, fostering a dynamic and supportive community through innovative services, educational resources, and exceptional member experiences.
Who We Are
Texas Bay Credit Union is a member-owned financial institution serving the diverse needs of our community since 1954. We are guided by the core principles of thrift, integrity, and service, empowering our members to achieve financial success through personalized guidance and tailored products.
Personal Banking
- Checking and savings accounts
- Certificate of Deposits (CDs)
- Debit cards
- Online and mobile banking
- Courtesy Pay overdraft protection
Retirement Planning
- Individual Retirement Accounts (IRAs)
- Retirement planning guidance
- Investment options
Loan Solutions
- Auto loans
- Home equity loans
- Personal loans
- Business loans
- Mortgage options
Financial Services
- Credit card consolidation
- Insurance review and comparison
- Financial planning and budgeting assistance
Community Involvement
- Scholarships awarded to deserving high school students
- Financial education workshops and resources
- Community outreach programs
Why Choose Texas Bay Credit Union?
- Personalized service: We take the time to understand your individual needs and goals.
- Competitive rates: We offer attractive interest rates on deposits and competitive loan rates.
- Custom solutions: We tailor our services to your specific financial situation and goals.
- Accessible locations: With convenient branches and ATMs throughout the area.
- Strong security: We prioritize your financial security with robust fraud protection measures.
Join Texas Bay Credit Union today and experience the difference personalized financial care can make in your life!
Excellent Customer Service
The reviews highlight the exceptional customer service provided by Texas Bay Credit Union representatives, particularly Nina Hernandez and Angel. The staff are described as professional, polite, knowledgeable, and patient, making customers feel valued and confident in their banking needs.
Praise for Nina Hernandez
Nina Hernandez is praised for her expertise and kindness, guiding customers through various banking processes, including opening accounts, financing vehicles, and building credit. Her ability to explain complex information in a clear and concise manner is highly appreciated.
Angel's Exceptional Service
Angel is commended for her exceptional work, being patient and kind while handling auto loans and certificates of deposit. Her follow-up efforts and timely responses also receive praise.
Overall Satisfaction
Customers express their satisfaction with the credit union, citing the ease of opening accounts, financing options, and the overall quality of service. Many reviewers express their intention to continue working with Texas Bay Credit Union and recommend it to others.

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