Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Houston
Houston Highway Credit Union has served the Houston community since 1952, initially established to support employees of the Texas Department of Transportation District 12. Over decades, we expanded our membership to include anyone living, working, or worshiping within a 10-mile radius of our Houston location. Our mission centers on building personalized financial relationships, offering tailored solutions that address members' unique needs and long-term goals. We prioritize accessibility through diverse services like low-rate loans, flexible checking accounts, and secure savings options. Our commitment to community-driven banking is reinforced by NCUA insurance, ensuring member funds are protected.With convenient branch services, 24/7 online banking, and a focus on financial education, we empower members to achieve stability and growth. Our team combines local expertise with industry knowledge to deliver reliable, transparent financial guidance. By maintaining competitive rates and minimizing fees, we strive to make banking both affordable and beneficial for every household. This dedication to service excellence has solidified our reputation as a trusted financial partner in Houston.
Services
Personal Loans
Checking Accounts
Savings Accounts
Credit Cards
Insurance Services
Online Banking
Mortgage Loans
Auto Refinancing
Safe Deposit Boxes
Wire Transfers
Details
- Year established: 1952
Highlights and features
- We offer personalized financial solutions tailored to Houston households.
- Our competitive rates include auto loans starting at 4.99% APR.
- 24/7 online banking provides convenient account access anytime.
- NCUA-insured accounts protect member deposits up to $250,000.
- Local expertise serving Houston's financial needs since 1952.
Associations and certifications
- NCUA
Services
Personal Loans
Our personal loans offer flexible terms and competitive rates starting at 7.99% APR. These unsecured loans help members consolidate debt, cover emergencies, or finance major purchases. With straightforward approval processes and personalized guidance, we ensure borrowers understand repayment obligations while avoiding predatory terms.
Checking Accounts
FREEway Checking accounts provide no-monthly-fee solutions with VISA debit card access. Members benefit from overdraft protection options, mobile check deposit, and nationwide ATM availability. These accounts serve as central hubs for managing daily finances while connecting seamlessly to other HHCU financial products.
Online Banking
24/7 online banking enables account management from any device. Features include bill pay, e-statements, fund transfers, and loan applications. This secure platform reduces branch visits while maintaining real-time transaction tracking and budgeting tools to enhance financial literacy.
Auto Loans
Auto loans start at 4.99% APR for new and used vehicles. We offer refinancing options to lower payments and flexible terms matching borrower credit profiles. Our Member Auto Center connects customers with pre-approved financing before visiting dealerships, streamlining the car-buying process.
Insurance Services
We provide GAP insurance, disability coverage, and TruStage life insurance policies. These products protect members' assets and loved ones during unexpected events. Our NCUA-insured accounts guarantee deposits up to $250,000, adding security for savings and checking balances.
Questions
How do I apply for a personal loan?
Apply online through our secure portal or visit a Houston branch for in-person assistance with loan specialists.
Are my deposits insured?
Yes, all accounts receive NCUA insurance up to $250,000, protecting against institutional failures.
What online banking features are available?
Manage accounts 24/7 with bill pay, mobile check deposit, fund transfers, and digital loan applications.
Do you offer business banking services?
While primarily serving individuals, we provide business savings accounts and commercial loan consultations.
What are your branch hours?
Monday-Friday 8:30 AM-5:30 PM, Saturday 9:00 AM-1:00 PM for drive-thru and lobby services.
