Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Indiana
Indiana Members Credit Union (IMCU) was established in 1956 by employees of the Indiana University Medical Center, rooted in the principles of community service and financial empowerment. As the largest credit union in Central Indiana, we operate with a member-owned, not-for-profit structure, prioritizing personalized service and technological innovation. Our 31 full-service branches serve over 160,000 members across Central and Southern Indiana, offering a comprehensive suite of financial products including checking and savings accounts, mortgages, auto loans, and investment services.Backed by federal insurance up to $250,000, we combine decades of experience with cutting-edge digital banking tools to deliver secure, accessible financial solutions. Recognized as Forbes' top credit union in Indiana, our commitment to 'People Helping People' drives our community initiatives, including scholarships, food donations, and financial literacy programs.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Auto Loans
Digital Banking
Investment Services
Credit Cards
Home Equity Loans
Business Banking
Financial Management
Details
- Year established: 1956
Highlights and features
- Largest credit union in Central Indiana with 31 branches and 160,000+ members
- 24/7 digital banking with advanced security and mobile deposit features
- Competitive rates on mortgages, auto loans, and savings accounts
- Community-focused initiatives including $178,500+ in scholarships awarded
- Forbes' #1 Best-In-State Credit Union in Indiana
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Excellent work
Best experience
Personalized service
Competitive rates
Community-focused
Services
Personal Checking
Our free checking accounts provide easy access to funds with no monthly fees, instant-issue debit cards, and nationwide ATM access. Designed for simplicity, they include features like online check imaging, eStatements, and overdraft protection options. Ideal for everyday transactions while maintaining flexibility and control over your finances.
Mortgage Loans
IMCU offers competitive mortgage solutions including conventional, FHA, and jumbo loans with rates starting at 3.9% APR. Our services cover purchase loans, refinancing, and home equity lines of credit tailored to help members achieve homeownership goals with personalized guidance and flexible terms.
Auto Loans
Finance new or used vehicles with low APR options starting at 3.99%, including special programs for refinancing and lease purchases. Our auto advisors assist with locating vehicles, securing pre-approvals, and providing CARFAX reports to ensure informed purchasing decisions for cars, motorcycles, and recreational vehicles.
Savings Accounts
From basic savings to high-yield money market accounts, our savings products help members grow their money with competitive APYs up to 3.30%. Features include tiered interest rates, youth accounts, and specialized options like Christmas Club and Health Savings Accounts to meet diverse financial goals.
Digital Banking
Manage finances 24/7 through secure digital platforms offering mobile deposit, bill pay, account transfers, and real-time alerts. Our upgraded app includes biometric login, digital card issuance, and financial tools for budgeting and credit score monitoring to enhance convenience and financial control.
People
George Bible
Branch Manager
With extensive experience in member service, George Bible leads the branch team in delivering personalized financial solutions and community-focused banking expertise.
Leslie Veeck
Universal Member Service Representative
Leslie Veeck provides exceptional customer service, combining technical knowledge with a commitment to building lasting member relationships through tailored financial guidance.
Questions
How do I join Indiana Members Credit Union?
Eligibility requires living or working in Central/Southern Indiana or specific Kentucky counties. Membership starts with a $5 savings account deposit.
What digital banking features are available?
Our mobile app offers 24/7 account access, mobile deposit, bill pay, real-time alerts, and biometric login for secure, convenient financial management.
Do you offer mortgage refinancing options?
Yes, we provide streamlined refinancing for home loans with competitive rates and personalized guidance to reduce payments or adjust loan terms.
What auto loan programs are available?
We offer purchase loans, refinancing, and leasing options with rates starting at 3.99% APR, including special programs for new vehicles and adventure loans.
How can I access roadside assistance benefits?
IMCU Visa debit cardholders receive complimentary 24-hour roadside dispatch services including towing, tire changes, and lockout assistance.
What community initiatives does IMCU support?
We've donated over $178,500 in scholarships, 22 tons of food, and provided 1 million+ school supplies through our foundation's community programs.
