Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Indianapolis
Since 1931, Hoosier United Credit Union has been dedicated to providing personalized financial services and expert guidance to our members. We specialize in offering a comprehensive range of banking solutions, including savings accounts, checking accounts, money market accounts, and specialized savings programs like our Christmas Club and Vacation Club. Our loan portfolio features competitive rates on vehicle loans, mortgages, and shared secure loans, supported by flexible protection options.With three convenient branch locations in Indianapolis and 24/7 digital banking tools, we empower members to manage their finances anytime, anywhere. Our team prioritizes financial education and community engagement, helping families achieve their goals through tailored advice and seamless service. From remote deposit capture to free online bill pay, we continuously innovate to meet evolving member needs while maintaining the trust and loyalty we've built over nine decades.
Services
Share Savings
Checking Account
Money Market
Christmas Club
Vehicle Loans
Mortgages
Shared Secure Loans
Online Bill Pay
Remote Deposit Capture
Loan Protection Options
Details
- Year established: 1931
Highlights and features
- We offer 24/7 account access with our digital banking platform.
- Our team provides personalized financial advice and education.
- Competitive loan rates on vehicles, mortgages, and secured loans.
- Remote deposit capture for convenient check deposits.
- Community-focused service tailored to local members' needs.
Associations and certifications
- NMLS #15795111
What people say
Best I have ever experienced
Seamless loan process
Fantastic rates
Always there to help
Highly recommend
Services
Share Savings
Our Share Savings account offers members a secure way to grow their money with competitive interest rates. This foundational account provides easy access to funds while building financial stability. Ideal for everyday savers seeking reliable returns and liquidity.
Vehicle Loans
We provide low-rate vehicle loans for new and used car purchases with flexible terms. Our streamlined process ensures quick approvals and personalized payment plans. Members benefit from expert guidance to find the best financing solution for their needs.
Remote Deposit Capture
Deposit checks securely using our mobile app with Remote Deposit Capture. This 24/7 service processes deposits within two business days, eliminating branch visits. Enhances convenience for members managing finances on the go.
Christmas Club
Our Christmas Club helps members save for seasonal expenses with automatic contributions. Funds disburse in November to ensure holiday readiness. Offers disciplined savings with guaranteed returns for annual spending goals.
Online Bill Pay
Free Online Bill Pay simplifies recurring payments with automated scheduling. Members can manage multiple payees securely from any device. Reduces paperwork and ensures timely payments without service interruptions.
Questions
Who is eligible for membership?
Membership is open to Local IBEW 481 members, Local SMW 20 members, and Indiana Farm Bureau employees, along with their families.
How do I apply for a loan?
Apply online or visit a branch. Our team reviews applications promptly and provides personalized financing options tailored to your needs.
What digital banking features are available?
Access 24/7 account management, remote deposit capture, free online bill pay, and mobile app tools for seamless financial control.
What is the Holiday Skip A Pay fee?
The Holiday Skip A Pay program costs $25 to defer December or January loan payments without penalty.
How do Christmas Club disbursements work?
Funds disburse in November. Submit a form to receive a check or leave the balance to deposit into your savings account.
Where can I find ATMs?
Use surcharge-free ATMs nationwide through our Visa debit card network and shared branch locations for convenient access.
