Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Madison County
Founded in 1935, Madison County Federal Credit Union has built a legacy of trust and community-focused financial services. Our commitment to personalized banking solutions has supported generations of members in achieving financial stability and growth. With competitive products like auto loans starting at 5.99% APR and mortgages at 7.408% APR, we prioritize accessibility and affordability. Recognized for 90 years of service at the Madison County Chamber Annual Gala, we remain dedicated to ethical leadership and local partnerships.Our team's expertise, combined with innovative tools like ZOGO for financial literacy, ensures members receive both practical services and educational resources. As a federally insured institution backed by the U.S. government, we provide security and reliability. Under CEO David Dodd's leadership, honored with the Keith Pitcher Character in Business Award, we continue evolving while maintaining our core values of transparency and member-centric service.
Services
Auto Loans
Mortgages
Signature Loans
Credit Cards
Insurance Services
Debt Consolidation
Youth Accounts
ZOGO Program
Loan Pay Express
TruStage Insurance
Details
- Year established: 1935
Highlights and features
- We offer 90 years of trusted financial service to Madison County
- Our team provides personalized banking solutions tailored to your needs
- We are committed to community growth and ethical leadership
- Competitive loan rates including auto loans from 5.99% APR
- Insured savings up to $250,000 by the U.S. Government
Services
Auto Loans
We provide competitive auto loans starting at 5.99% APR to help members purchase vehicles. Our flexible terms accommodate various credit profiles while maintaining affordability. As a federally insured credit union, we ensure secure and transparent lending practices for car buyers.
Mortgages
Our mortgage solutions start at 7.408% APR with options for first-time homebuyers and refinancing. Personalized guidance from experienced loan officers ensures tailored solutions. We focus on long-term affordability and community homeownership growth.
Credit Cards
Credit cards with rates starting at 9.9% APR offer rewards and purchase protection. We emphasize financial education to promote responsible credit use. Members benefit from zero liability fraud protection and 24/7 customer support.
Youth Accounts
Specialized accounts teach financial literacy to young members. Features include parental controls and educational resources. We foster early money management skills through interactive programs like ZOGO, which rewards learning with gift cards.
Debt Consolidation
Debt consolidation options simplify multiple payments into one manageable monthly payment. Our counselors provide personalized debt management strategies. We help members regain financial control while maintaining creditworthiness through structured repayment plans.
People
David Dodd
President and CEO
David Dodd leads with 30+ years in financial services, emphasizing ethical leadership and community impact. His vision drives innovation while maintaining traditional values. Recognized with the Keith Pitcher Character in Business Award for outstanding community contributions.
Questions
What financial services does MCFCU offer?
We provide auto loans, mortgages, credit cards, signature loans, insurance services, youth accounts, and debt consolidation options.
How can I apply for a loan?
Apply online through our secure portal, visit a branch, or contact us at 765-644-3623 for personalized assistance with loan applications.
Are my savings insured at MCFCU?
Yes, all savings are federally insured up to $250,000 by the U.S. Government through the NCUA.
What is the ZOGO financial education program?
ZOGO is a mobile app that teaches financial literacy through interactive modules, rewarding users with gift cards from major retailers.
