United Business & Industry Federal Credit Union

Our History

UBI Federal Credit Union was founded in 1935, a time when the Great Depression gripped the nation. During those challenging years, credit unions emerged as pillars of support, providing much-needed financial assistance to Americans struggling to make ends meet. At UBI, we carry the torch of that legacy, upholding the founding principle that credit unions are "not for profit, not for charity, but for service." For nearly a century, we have remained dedicated to putting the needs of our members first, offering a level of personalized service and commitment that often goes beyond the scope of larger financial institutions.

Our Mission

UBI is deeply committed to empowering our members to achieve their financial goals. We strive to be a trusted partner, providing a wide range of financial products and services designed to meet the unique needs of individuals and families. Whether you are seeking traditional banking solutions, innovative financial tools, or expert guidance, our knowledgeable team is here to help you navigate your financial journey with confidence.

Services Tailored to You

UBI is proud to offer an extensive array of financial products and services designed to support every stage of your life. Our services cater to a diverse range of needs, from everyday banking essentials to long-term financial planning.

Our core banking services include a variety of checking and savings accounts, designed to help you manage your money effectively and build a solid financial foundation. For those seeking to grow their savings, we offer competitive interest rates on certificates and money market accounts. We understand the importance of convenience and accessibility, which is why we provide a robust online and mobile banking platform, allowing you to manage your finances anytime, anywhere.

UBI also recognizes the importance of responsible debt management. Our mortgage and loan products are designed to be transparent and affordable, helping you achieve your homeownership or investment goals. We offer various loan options, including auto loans, boat loans, home equity lines of credit, and personal loans, each tailored to meet specific financial needs.

Beyond traditional banking, UBI is dedicated to providing innovative financial solutions. Our credit card options cater to different spending habits and lifestyles, offering rewards programs and convenient features to enhance your financial experience. We also provide tools and resources to help you plan for your future, including retirement planning services and educational workshops.

Whether you are just starting your financial journey or seeking to refine your existing strategies, UBI Federal Credit Union is here to support you every step of the way.