Cornerstone Community Credit Union

Cornerstone Community Credit Union (CSCCU) has been serving its members since 1934, dedicated to helping them meet their financial needs. As a not-for-profit financial institution, CSCCU offers a range of Share/Savings Accounts and Loan Products designed to meet the diverse needs of its members. With convenient services such as Bill Payer, Direct Deposit, Online Mortgage Approval, Automated Teller Machines, Payroll Deduction, Voice Line (Audio Response System), Loan By Phone, and Personal Computer Banking, CSCCU makes it easy for its members to access and manage their funds from anywhere.

CSCCU is open to anyone who lives, works, worships, or attends school in Fairfield County, as well as select cities and towns in the area. Additionally, any businesses, corporations, organizations, or associations located in Fairfield County or the mentioned cities and towns are also welcome to join. CSCCU's field of membership is broad, allowing it to serve a large and diverse community.

How Your Funds are Insured

Your funds at CSCCU are insured by the National Credit Union Administration (NCUA), a federal government agency that insures each account up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is comparable to the FDIC in its function, but it differs in one important aspect: all federally insured credit unions have made a one-time deposit of 1% of their insured balances into the NCUSIF fund. This capitalization of the fund eliminates the need for credit unions to strengthen the fund by paying costly premiums twice a year, making your credit union deposits more secure than ever.

Our Services

CSCCU offers a wide range of services designed to meet the financial needs of its members, including:

• Savings Accounts: CSCCU offers various savings accounts with competitive interest rates, including Regular Share Accounts, Christmas Club Accounts, and Vacation Club Accounts.
• Checking Accounts: CSCCU's checking accounts come with a variety of features, including overdraft protection and access to over 30,000 surcharge-free ATMs.
• Bill Payer Service: CSCCU's Bill Payer Service allows you to pay bills online, saving you time and money.
• Club Accounts: CSCCU offers special savings accounts designed for specific purposes, such as holiday spending or home repairs.
• Payroll Deduction: CSCCU's Payroll Deduction service allows you to have a portion of your paycheck automatically deposited into your CSCCU account.
• Direct Deposit: CSCCU's Direct Deposit service allows you to have your paycheck or government benefits deposited directly into your CSCCU account.
• Certificates of Deposit (CDs): CSCCU offers CDs with competitive interest rates and various terms.
• Individual Retirement Accounts (IRAs): CSCCU offers several types of IRAs, including Traditional and Roth IRAs, to help you save for retirement.
• Money Market Accounts: CSCCU's Money Market Accounts offer competitive interest rates and allow you to access your funds easily.
• Debit Cards: CSCCU's Debit Cards allow you to access your funds easily and securely.
• Home Equity Loans and Lines of Credit: CSCCU offers home equity loans and lines of credit with competitive interest rates and flexible terms.
• Automated Teller Machines (ATMs): CSCCU has several ATMs located throughout Fairfield County, and its members have access to over 30,000 surcharge-free ATMs through the CO-OP Network.
• First Mortgage Loans: CSCCU offers a range of first mortgage loans with competitive interest rates and flexible terms.
• Automobile Loans (New and Used): CSCCU offers automobile loans with competitive interest rates and flexible terms.
• Private Student Loan Consolidation: CSCCU offers private student loan consolidation with competitive interest rates and flexible terms.
• CD and Share Secured Loans: CSCCU offers CD and share secured loans with competitive interest rates and flexible terms.
• Personal Loans: CSCCU offers personal loans with competitive interest rates and flexible terms.
• Legal Service Plan: CSCCU offers a legal service plan that provides affordable legal services to its members.
• Overdraft Protection: CSCCU offers overdraft protection to help you avoid bounced checks and other fees.
• Payment Protection Insurance: CSCCU offers payment protection insurance to help you manage unexpected expenses.
• Gap Insurance: CSCCU offers gap insurance to help you cover the difference between what you owe on your car and its value in the event of an accident.
• Notary Service: CSCCU offers notary service to its members.