Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Fort Wayne, IN
As a cooperative, 3 Rivers Federal Credit Union has been committed to the philosophy of people helping people since 1935. We prioritize supporting the communities we serve through financial education, event sponsorships, foundation grants, and volunteer efforts. Our mission remains to help members understand money matters every day while offering competitive rates, higher savings dividends, and personalized financial solutions. With over 80 years of experience, we provide cutting-edge technology, robust security, and a wide array of services tailored to individual and business needs. Our community-focused approach extends to underserved areas through our Community Development Credit Union designation.Today, we serve over 106,000 members across 24 branches, maintaining our commitment to financial wellness and local investment. Our history includes milestones such as being Indianas largest credit union in 1965 and exceeding $1B in assets by 2018. We continue innovating through digital banking tools, in-store credit union locations, and partnerships like the Shared Branch Network. Our teams dedication to member success is reflected in our not-for-profit cooperative model, which prioritizes client needs over profit. This long-standing commitment to excellence has earned recognition as a top-performing credit union in the United States.
Services
Checking Accounts
Savings Accounts
Personal Loans
Mortgages
Business Banking
Credit Cards
Investment Services
Insurance Products
Online Banking
Mobile App Services
Details
- Year established: 1935
Highlights and features
- We offer over 80 years of experience in community banking.
- Our team provides personalized financial solutions tailored to your needs.
- We invest in local communities through grants, scholarships, and volunteer work.
- Our not-for-profit model prioritizes member benefits over corporate profits.
- We maintain a state-of-the-art digital banking platform for secure transactions.
Associations and certifications
- National Credit Union Administration
Services
Checking Accounts
3Rivers offers multiple checking account options including cashback rewards, standard dividend accounts, and youth-specific products. These accounts provide easy access to funds through debit cards, ATMs, and online banking. Members benefit from competitive fees and features like mobile check deposit and bill payment services.
Personal Loans
We provide personal loans with flexible terms for debt consolidation, major purchases, or unexpected expenses. Loan amounts and rates are tailored to individual credit profiles, with options for both secured and unsecured financing. Our lending team works closely with members to find appropriate solutions for their financial needs.
Mortgage Services
Our mortgage services include purchase loans, refinancing, construction, and home equity options. Competitive rates and personalized guidance help members navigate the home buying process. We offer specialized programs for first-time buyers and jumbo loan options for high-value properties.
Business Banking
3Rivers supports local businesses with checking accounts, cash management tools, and lending solutions. Services include merchant processing, payroll support, and business credit cards. Our relationship managers provide tailored financial strategies for small and mid-sized enterprises across our service area.
Digital Banking
Our digital platform enables 24/7 account access with features like mobile check deposit, person-to-person payments, and budgeting tools. The mobile app includes card controls, location-based branch/ATM finder, and real-time transaction alerts. Security features protect against fraud while maintaining user-friendly access.
Questions
How do I become a 3Rivers Credit Union member?
Membership is open to anyone living, working, or volunteering in seven northeast Indiana counties. Visit our website or any branch to apply with your valid ID and initial deposit.
What online banking features are available?
Our digital platform offers mobile check deposit, bill payment, person-to-person transfers, card controls, and real-time account alerts through our mobile banking app and website.
Does 3Rivers offer business banking services?
Yes, we provide business checking accounts, merchant services, payroll solutions, and commercial lending tailored to local businesses' needs with dedicated relationship managers.
How does 3Rivers support the local community?
We invest in communities through scholarships, foundation grants, event sponsorships, and volunteer programs. Our Community Development Credit Union designation expands access to underserved populations.
What loan products are available for first-time homebuyers?
We offer competitive mortgage rates, down payment assistance programs, and personalized guidance for first-time homebuyers through our conventional and government-backed loan options.
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