Business Details
Your Trusted Partner for Financial Solutions in Northeast Indiana
ProFed Credit Union is a member-owned cooperative financial institution dedicated to providing personalized banking solutions to residents of northeast Indiana. Established to serve communities in Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells, and Whitley counties, we offer a comprehensive range of financial products including savings accounts, checking accounts, credit cards, home loans, personal loans, and business banking services.Our commitment to financial education empowers members through free resources covering budgeting, investing, and retirement planning. With 13 branch locations and advanced digital banking tools, we combine local expertise with modern convenience to help members achieve their financial goals. Our cooperative structure ensures competitive rates, low fees, and community-focused service while maintaining federal insurance through the NCUA.
Services
Savings Accounts
Checking Accounts
Credit Cards
Home Loans
Personal Loans
Auto Loans
Business Banking
Digital Banking
Financial Education
Member Perks
Highlights and features
- We operate as a member-owned cooperative with community-driven decision-making
- Our financial education programs provide free resources for all life stages
- Digital banking platform offers 24/7 account access and mobile check deposit
- Competitive rates on loans and savings products backed by federal insurance
- Local branches serve nine northeast Indiana counties with personalized service
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Savings Accounts
Our savings accounts provide secure money management solutions with competitive interest rates. Members can choose from traditional savings, money market accounts, and certificate options with varying terms. These accounts offer liquidity while helping build financial stability through compound interest growth.
Home Loans
We offer comprehensive home financing options including conventional mortgages, USDA loans, and construction financing. Our mortgage specialists provide personalized guidance through the homebuying process with competitive rates and low closing costs. Special programs support first-time homebuyers and refinancing opportunities.
Digital Banking
Our 24/7 digital banking platform enables account management from anywhere. Features include mobile check deposit, bill payment, fund transfers, and real-time transaction monitoring. The secure portal provides convenient financial control through desktop or mobile devices with video teller assistance available.
Financial Education
We provide free financial literacy resources for all life stages through our Money Sense program. Materials cover budgeting basics, investment strategies, and retirement planning. Educational tools help members make informed financial decisions to achieve long-term stability and wealth building.
Business Banking
Our business banking division offers specialized financial solutions for companies including business checking accounts, commercial loans, and merchant services. Dedicated relationship managers provide tailored support for cash flow management, payroll processing, and growth financing options to support local enterprises.
Questions
How do I become a ProFed Credit Union member?
You qualify if you live, work, worship, or attend school in our nine-county service area. Membership requires a $5 deposit to purchase a share in the cooperative.
What digital banking features are available?
Our platform offers mobile check deposit, bill payment, fund transfers, account monitoring, and video teller assistance through desktop or mobile apps with 24/7 access.
Do you offer financial education resources?
Yes, our free Money Sense program provides budgeting tools, investment guides, and retirement planning resources for individuals and businesses through online materials.
What loan types do you specialize in?
We provide home mortgages, auto loans, personal loans, business financing, and specialized programs like USDA loans and rapid refinance options with competitive rates.
How can I access branch services remotely?
Schedule virtual appointments through our website for personalized assistance. Use the mobile app to locate nearby branches or access 24/7 video teller services for common transactions.
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