Business Details
Your Trusted Financial Partner in Columbia City
Weatherhead Federal Credit Union has served the financial needs of our community with dedication and integrity. We offer a comprehensive range of services including credit cards, online banking, savings accounts, and specialized programs like our Back To School Club and Christmas Club. Our Share Account provides members with low minimum balances and quarterly dividends, while our IRA options support long-term retirement planning. We prioritize member satisfaction through secure, accessible services including 24/7 online banking and automatic overdraft protection. Our commitment to financial education and community development is reflected in programs that help members prepare for seasonal expenses and retirement.We operate under strict compliance with federal housing and credit opportunity laws, ensuring fair treatment for all members. With convenient banking center hours and drive-through access, we strive to make financial management simple and accessible. Our team remains vigilant against fraud, providing timely alerts and support to protect member accounts. Through competitive dividend rates and personalized service, we aim to be the trusted financial partner for households and businesses in our service area.
Services
Credit Cards
Online Banking
Share Accounts
IRA Services
Christmas Club
Highlights and features
- We offer 24/7 online banking with real-time fraud monitoring
- Our Share Draft Account provides free overdraft protection
- Specialized savings programs for seasonal expense planning
- Competitive dividend rates on term deposits and savings accounts
- Community-focused financial education initiatives
Services
Credit Cards
Our credit card services provide secure payment options with fraud protection features. Members benefit from convenient online account management and timely alerts for suspicious activity. We offer competitive terms for qualified applicants seeking reliable payment solutions.
Online Banking
24/7 online banking services include real-time account monitoring, bill payment, and transaction alerts. Our platform supports secure fund transfers and immediate access to digital statements for enhanced financial management.
Share Accounts
Regular Share Accounts require only $10 to open with quarterly dividend payments. These flexible savings vehicles serve as membership foundation while providing easy access to funds and overdraft protection options.
IRA Services
Tax-deferred IRA accounts offer competitive dividend rates for retirement savings. Members may contribute up to $2,000 annually with withdrawals permitted after age 59. Our advisors help establish customized retirement funding strategies.
Christmas Club
This specialized savings account helps members prepare for holiday expenses through automatic transfers. Funds mature October 1st with unlimited deposits allowed until the annual deadline for guaranteed seasonal financial planning.
Questions
How can I report suspicious account activity?
Contact us immediately at (260) 248-8309 if you notice any unauthorized transactions or receive scam text messages targeting your account.
What are your online banking hours?
Our online banking services operate 24 hours a day, 7 days a week for your convenience.
Can I access my IRA funds before retirement?
Partial withdrawals are allowed after age 59 with full access at 65. Early withdrawals incur penalties as specified in our IRA program terms.
Do you offer overdraft protection?
Yes, our Share Draft Account includes automatic overdraft protection from your Share Account with no minimum balance requirements.
What areas do you serve?
We primarily serve Columbia City, IN and surrounding communities from our banking center at 511 N Line Street.
