Use Credit Union

USE Credit Union is a member-owned financial institution committed to fostering the financial success of our members. Based in Houston, Texas, we have been serving our community since our inception, working tirelessly to encourage personal growth and financial stability. Our goal is to provide exceptional financial services, not just for today, but for the future as well.

Our organization is built on the core values of integrity, respect, and service. We strive to create a welcoming and inclusive environment for all of our members, regardless of their background. Our dedicated staff is always available to provide personalized assistance and advice, ensuring that every member is able to make informed financial decisions.

Services Offered

At USE Credit Union, we offer a wide range of services, including savings accounts, checking accounts, certificates of deposit, money market accounts, and IRAs. These accounts are designed to provide flexible and secure options for our members to save and grow their money.

In addition to our savings options, we offer a variety of loan options, including auto loans, personal loans, boat, motorcycle, and RV loans, mortgage loans, and credit card loans. Our loan products are tailored to meet the unique needs of our members, with competitive rates and flexible terms.

We understand the importance of financial education, and we are dedicated to helping our members learn and grow. We offer a variety of resources, including financial literacy programs for children, retirement planning resources, and resources for planning for the unexpected. Our goal is to provide our members with the tools and knowledge they need to make informed financial decisions and build a secure financial future.

Locations and Hours

We have two convenient Houston locations to serve you: the North Houston Branch and the Southwest Houston Branch. Our North Houston Branch features an ATM, drive-thru ATM, and office hours on Monday through Friday from 9:00 am to 5:00 pm, and Saturdays from 9:00 am to 1:00 pm. Our Southwest Houston Branch has office hours on Monday through Friday from 9:00 am to 1:00 pm, and 2:00 pm to 5:00 pm, and Saturdays from 9:00 am to 1:00 pm.

Whether you need to visit us in person or you're on the go, we make it easy to access your account. Our mobile banking app allows you to manage your money from anywhere, and our online banking platform provides secure access to your account 24/7. With over 5,000 shared branches and 30,000 surcharge-free ATMs, you can access your account no matter where you are.

At USE Credit Union, we are dedicated to serving our members. We believe that every member deserves access to exceptional financial services, and we work tirelessly to provide the best possible experience. From our convenient locations and flexible hours, to our wide range of services and commitment to financial education, we are here for you every step of the way.