Business Details
11 Years
experience
Your Trusted Partner for Business Insurance
Embroker Insurance Service is a pioneering business insurance provider founded in 2015 to transform the complex insurance landscape. Our digital-first platform simplifies the process of comparing, purchasing, and managing commercial insurance policies while combining advanced technology with expert human guidance. We deliver tailored solutions for diverse industries, including tech startups, law firms, financial services, and real estate. With a commitment to innovation and customer satisfaction, we continuously enhance our platform and expand offerings, backed by partnerships with leading insurers like Munich Re.Our dedication to diversity, equity, and inclusion ensures all clients and employees feel valued and supported. Recognized for excellence with a 4.5-star rating from AdvisorSmith, we protect over 9,500 businesses and have secured 16,000+ policies. Our hybrid model of AI-driven efficiency and personalized service sets us apart, ensuring clients receive accurate risk assessments and customized coverage with minimal hassle.
Services
Business Owners Policy
Cyber Liability Insurance
Directors and Officers Coverage
Employment Practices Liability
Commercial Crime Insurance
Details
- Year established: 2015
Highlights and features
- We pioneered the first digital platform for commercial insurance in 2016.
- Our AI-driven Embroker Insurance Service One platform generates customized insurance solutions.
- We protect 9,500+ businesses with 16,000+ policies secured.
- Our hybrid model combines technology speed with expert broker guidance.
- Recognized by AdvisorSmith with a 4.5-star rating for customer satisfaction.
What people say
Efficient, competitive
Worked really well
Personalized support
Tailored solutions
Easy to use
Services
Business Owners Policy
A Business Owners Policy (BOP) combines commercial property, general liability, and business interruption insurance into a cost-effective package. This coverage protects against property damage, third-party claims, and income loss from disruptions. Ideal for small businesses with under 100 employees and $10M annual revenue, it safeguards physical assets and ensures continuity during legal challenges or closures.
Cyber Liability Insurance
Cyber Liability Insurance covers financial losses from data breaches, ransomware, and cyberattacks. It addresses first- and third-party claims, including notification costs, legal fees, and reputational damage. Designed for businesses handling sensitive data, this policy mitigates risks from digital threats and ensures compliance with regulations like GDPR, providing resources for incident response and recovery.
Directors and Officers Coverage
Directors and Officers (D&O) Insurance protects executives from lawsuits alleging mismanagement or fiduciary breaches. It covers legal defense costs, settlements, and claims related to contract disputes or regulatory violations. Essential for startups and public companies, this policy safeguards personal assets of board members and attracts top-tier leadership by reducing personal financial risks.
Employment Practices Liability
Employment Practices Liability Insurance (EPLI) defends against claims of discrimination, wrongful termination, and harassment. It covers legal defense, settlements, and wage disputes, supporting businesses with employee-related lawsuits. This policy is critical for companies navigating complex labor laws and seeking protection from rising employment-related litigation in industries like tech and healthcare.
Commercial Crime Insurance
Commercial Crime Insurance shields businesses from financial losses due to theft, fraud, and forgery by employees or third parties. It covers embezzlement, digital fraud, and burglary, ideal for companies handling cash transactions or sensitive data. This policy ensures recovery from internal and external criminal activities, providing peace of mind for businesses with inventory or customer financial records.
People
Matt Miller
Founder
Matt Miller founded Embroker Insurance Service in 2015 to address inefficiencies in business insurance. With a vision for digital transformation, he launched the first online platform for commercial insurance, revolutionizing accessibility and simplicity for small and mid-sized businesses.
Andy Lea
Chief Insurance Officer
Andy Lea leads Embroker Insurance Service's insurance strategy, leveraging deep industry expertise to expand product offerings and partnerships. Appointed in 2024, he drives innovation in risk management solutions, ensuring alignment with evolving market demands and client needs.
Kristy Malm
Chief Operating Officer
Kristy Malm oversees Embroker Insurance Service's operations, focusing on platform efficiency and customer experience. Promoted in 2024, she ensures seamless service delivery and strategic growth, combining operational excellence with a commitment to client-centric innovation.
Questions
What types of insurance does Embroker Insurance Service offer?
Embroker Insurance Service provides Business Owners Policies, Cyber Liability, Directors and Officers coverage, Employment Practices Liability, Commercial Crime Insurance, and industry-specific packages for tech, law, finance, and real estate sectors.
How does Embroker Insurance Service simplify insurance purchasing?
Embroker Insurance Service's digital platform combines AI-driven tools with expert broker support to deliver instant quotes, tailored policies, and streamlined management, reducing complexity and saving time for businesses.
Is Embroker Insurance Service suitable for small businesses?
Yes, Embroker Insurance Service specializes in solutions for small businesses, offering cost-effective packages like Business Owners Policies designed for companies with under 100 employees and $10M annual revenue.
What industries does Embroker Insurance Service serve?
Embroker Insurance Service serves diverse industries including tech startups, law firms, financial services, real estate, healthcare, and consulting, providing tailored coverage for each sector's unique risks.
How does Embroker Insurance Service handle cyber insurance claims?
Embroker Insurance Service's Cyber Liability Insurance covers data breaches, ransomware, and digital fraud, offering resources for incident response, legal defense, and reputational recovery to minimize business disruption.
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