Business Details
50+ Years
experience
Your Trusted Insurance Partner in San Francisco
O'Kane & Tegay Insurance Brokers Insurance Brokers, established in 1946, is a family-owned and operated independent property and casualty insurance brokerage based in San Francisco. With a team of 15 professionals representing diverse Bay Area communities, we bring over 150 years of combined experience to serve businesses and individuals. Our deep understanding of local markets, California insurance regulations, and regional risks allows us to provide tailored coverage solutions.As advocates for our clients, we work with respected regional and national carriers to secure policies that align with specific needs, from commercial liability to personal insurance lines. Our commitment to integrity, transparency, and personalized service has earned us a 4.9-star rating from clients across the Bay Area and beyond.
Services
Commercial Auto Insurance
Workers Compensation
Homeowners Insurance
Business Liability Insurance
Personal Car Insurance
HOA Insurance
Cyber Liability
Commercial Umbrella
Renters Insurance
Collectors Insurance
Details
- Year established: 1946
Highlights and features
- We offer over 75 years of combined experience in Bay Area insurance markets.
- Our team represents 150+ years of collective expertise across commercial and personal lines.
- We provide access to policies from top-rated regional and national insurance carriers.
- Our local knowledge ensures coverage tailored to San Francisco's unique risks.
- We guarantee personalized assistance with policy updates, claims, and renewals.
What people say
Good rates
Friendly service
Quick and efficient
Tailored solutions
Expert guidance
Services
Commercial Auto Insurance
Commercial auto insurance protects businesses from financial losses due to vehicle-related accidents, property damage, or bodily injuries. This coverage is essential for companies that own, lease, or operate vehicles for business purposes. Policies include liability, physical damage, and optional add-ons like roadside assistance and rental reimbursement.
Workers Compensation
Workers' compensation insurance provides benefits for employees injured or ill from job-related causes. Required for California employers with three+ employees, it covers medical expenses, wage replacement, and death benefits. Our policies ensure compliance while protecting businesses from lawsuits related to workplace injuries.
Homeowners Insurance
Homeowners insurance safeguards against damage to property and belongings from fire, theft, or natural disasters. Coverage includes dwelling, personal property, liability, and loss-of-use protections. We offer customizable policies to meet mortgage requirements and protect homeowners' investments in the Bay Area.
Business Liability Insurance
Business liability insurance covers legal defense costs, property damage, and bodily injury claims arising from business operations. It protects against lawsuits for incidents like customer injuries or property damage. Ideal for restaurants, contractors, retailers, and service providers across California.
Personal Car Insurance
Personal car insurance provides financial protection against accidents, theft, or damage to vehicles. Required by California law, policies include liability, collision, and comprehensive coverage. We offer competitive rates and tailored options like rental reimbursement and roadside assistance for San Francisco drivers.
People
James Brendel
Commercial Account Executive
With over 30 years of insurance experience, James oversees account management and new business development. He joined O'Kane & Tegay Insurance Brokers Insurance Brokers in 1993 after running his own North Dakota agency. His focus is delivering tailored insurance products to Bay Area businesses.
Natalie Swift
Planned Unit Development Specialist
Natalie manages PUD accounts and renewal processes, ensuring adequate property coverage for planned communities. She has served O'Kane & Tegay Insurance Brokers Insurance Brokers since 2000 and holds a UC Santa Barbara degree. She specializes in HOA insurance and city budget coordination.
Michael Poggetti
Office Operations Manager
Michael has led commercial lines operations since 2006, building client relationships and developing risk-management strategies. A UC Santa Barbara graduate, he balances operational efficiency with personalized service for business clients across California.
Bernadette Wildgans
Personal Lines Representative
With 40+ years in insurance, Bernadette has managed personal lines accounts at O'Kane since 1984. She specializes in matching clients with optimal personal insurance policies while maintaining her passion for local sports and family time.
Thomas OKane
Senior Partner
Tom co-founded O'Kane & Tegay Insurance Brokers Insurance Brokers in 1977 and oversees all firm operations. With decades of leadership experience, he ensures the company maintains its commitment to integrity and client advocacy while adapting to evolving insurance landscapes.
Questions
What types of business insurance do you offer?
We provide commercial auto, liability, workers' compensation, cyber liability, and HOA insurance tailored to California businesses.
Do you offer personal insurance policies?
Yes, we offer homeowners, auto, renters, motorcycle, and specialty coverage like collector car insurance for individuals.
How quickly can I get an insurance quote?
Our brokers typically provide quotes within one business day after reviewing your specific coverage needs.
Are you licensed in California?
Yes, we hold California Department of Insurance License #0534872 and serve clients statewide.
Can you help with insurance claims?
Our team assists with claims processing and acts as your advocate when working with insurance carriers.
Do you serve businesses outside San Francisco?
While based in San Francisco, we serve clients across California, including San Diego and the broader Bay Area.
