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Your Trusted Partner for Online Business Insurance Solutions
At Huckleberry, we are revolutionizing the way small businesses access insurance through technology-driven solutions. Our mission is to simplify and expedite the insurance process, offering 100% online services that eliminate paperwork and deliver instant coverage. With over a decade of experience in digital transformation, our team has developed a platform that streamlines workers' compensation, general liability, and property insurance procurement, reducing what traditionally took weeks to a five-minute process.Our expertise lies in combining cutting-edge technology with deep industry knowledge to provide tailored insurance packages that meet the evolving needs of modern businesses. Recognized by leading insurance carriers, we maintain a commitment to transparency, efficiency, and customer-centric service, ensuring businesses can focus on growth without insurance-related disruptions.
Services
Workers' Compensation
Business Owner's Policy
General Liability
Property Insurance
Commercial Auto
Business Interruption
Professional Liability
Equipment Breakdown
Highlights and features
- We offer instant online insurance quotes with no paperwork required
- Our platform delivers coverage in under five minutes for 95% of customers
- We provide 24/7 access to licensed insurance agents for support
- Our policies are backed by major, licensed insurance carriers nationwide
- We specialize in tailored insurance bundles for small business needs
What people say
Instant coverage
No paperwork
Easy process
Quick quotes
24/7 availability
Services
Workers' Compensation
This policy protects businesses by covering employee injuries or illnesses sustained during work. It provides medical care, disability benefits, and legal protection while ensuring compliance with state laws. Our streamlined digital process makes obtaining this essential coverage faster and more transparent than traditional methods.
Business Owner's Policy
Bundled insurance package combining liability, property, and business interruption coverage. Designed for small businesses, it offers comprehensive protection at reduced rates while allowing customization through optional coverages like equipment breakdown or professional liability.
General Liability
Covers legal responsibilities for bodily injury or property damage caused to third parties. Essential for protecting against lawsuits, this coverage addresses medical expenses, legal fees, and settlement costs while maintaining business continuity during claims.
Commercial Property
Protects business assets including buildings, equipment, and inventory from damage or loss. Covers repair/replacement costs for physical assets while offering optional endorsements for spoilage or equipment breakdown scenarios.
Business Interruption
Provides financial support during operational shutdowns caused by covered events. Covers ongoing expenses like payroll and rent while compensating for lost income during recovery periods to maintain business stability.
Questions
How quickly can I get business insurance through Huckleberry?
95% of customers complete the process in under five minutes with instant policy issuance.
What types of insurance does Huckleberry offer?
We provide workers' compensation, general liability, property insurance, business owner's policies, and commercial auto coverage.
Is Huckleberry's insurance valid nationwide?
Our policies are available in 48 states with ongoing expansion across the United States.
How are workers' compensation premiums calculated?
Premiums are based on payroll size, industry risk factors, and claims history at rates starting around $3 per $100 of payroll.
Can I modify my policy after purchase?
Yes, you can adjust coverage details by contacting our support team or through your online account.
What happens during a policy audit?
Most audits occur via mail and verify payroll figures to ensure accurate premium calculations for workers' compensation policies.
