Business Details
Your Trusted Independent Insurance Agency in California & Nevada
Jessica Liu Insurance Services is an independently owned and locally operated insurance agency serving California and Nevada. We pride ourselves on providing personalized service to help clients find affordable, reliable insurance products from multiple trusted carriers. As an independent agency, we compare coverage options and rates across top providers to tailor policies to individual needs. Our team supports clients through claims, payments, and policy understanding, emphasizing transparency and customer advocacy. With decades of combined experience, we specialize in auto, home, business, health, and life insurance solutions for individuals and businesses. 
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Health Insurance
Life Insurance
Motorcycle Insurance
Flood Insurance
Earthquake Insurance
Commercial Auto
Workers Compensation
Highlights and features
- We offer independent agency access to multiple carriers for competitive rates
- Our team has decades of combined experience in insurance services
- We provide personalized policy comparisons tailored to individual needs
- We specialize in both personal and commercial insurance solutions
- We maintain local expertise in California and Nevada insurance markets
What people say
Incredible customer service
Competitive rates
Knowledgeable staff
Personalized service
Responsive team
Services
Auto Insurance
Auto insurance protects vehicles against financial loss from accidents, theft, or natural disasters. We offer liability, collision, and comprehensive coverage options for cars, motorcycles, and specialty vehicles. Our independent agency compares rates from multiple carriers to find policies that balance protection and affordability for California and Nevada drivers.
Homeowners Insurance
Homeowners insurance covers property damage, personal liability, and additional living expenses after covered events. We provide policies for houses, condos, and rental properties with options for flood and earthquake coverage. Our agents help clients understand coverage limits and select appropriate protection for their primary residences or investment properties.
Business Insurance
Business insurance protects companies from financial risks through property, liability, and workers compensation coverage. We specialize in BOP policies, commercial auto, and surety bonds for industries like restaurants, retail, and professional services. Our team helps businesses in California and Nevada find comprehensive protection tailored to their specific operational needs.
Health Insurance
Health insurance covers medical expenses through HMO, PPO, EPO, and POS plans for individuals and families. We assist clients in navigating ACA-compliant options and employer-sponsored plans. Our agents explain key terms like deductibles and co-pays while helping clients find affordable coverage that meets their healthcare needs.
Life Insurance
Life insurance provides financial security through term, whole, and universal life policies. We help clients understand policy features and select appropriate coverage amounts to protect dependents. Our services include policy comparisons and explanations of premium structures to ensure long-term financial planning needs are met.
People
Jessica Liu
CEO & Founder
Jessica Liu founded JLIS in 1991 after immigrating to the U.S. A Certified Insurance Counselor since 2016, she specializes in commercial insurance and community advocacy. She focuses on helping clients understand risk management while supporting local charities through regular donations.
Sweedy Chut
Business Development Associate
Sweedy Chut manages commercial insurance accounts with over 10 years of experience in business development. She previously worked in accounting and customer service roles in Hong Kong before joining JLIS in 2005 to specialize in small business insurance solutions.
Xylia Huang
Account Manager
Xylia Huang handles personal insurance products with experience in customer service from her career in Guangzhou, China. She joined JLIS in 2011 to focus on auto, home, and life insurance for individuals and families across California.
Christopher Li
Insurance Account Manager
Christopher Li specializes in workers compensation and commercial auto insurance. With a background in physiological sciences, he joined JLIS after college in 2012 and brings analytical expertise to business insurance solutions while coaching local high school athletics.
Shirley Li
Registered Tax Preparer
Shirley Li provides insurance and tax preparation services with prior experience in municipal government project compliance. She holds IRS certification and specializes in payroll services for small businesses while maintaining expertise in both insurance and financial compliance areas.
Questions
What types of insurance do you offer?
We provide auto, home, business, health, life, motorcycle, flood, earthquake, and umbrella insurance for both personal and commercial clients.
How can you help me save money on insurance?
As an independent agency, we compare rates from multiple carriers to find you the best value while maintaining proper coverage levels.
Do you serve both California and Nevada clients?
Yes, we specialize in insurance solutions for residents and businesses across California and Nevada with local market expertise.
How do I file an insurance claim?
Contact our team directly via phone or email, and we'll guide you through the claims process with personalized support and documentation assistance.
Can you help with business insurance needs?
We offer comprehensive business insurance including BOP policies, commercial auto, workers compensation, and liability coverage tailored to specific industries.
