Business Details
50+ Years
experience
Your Trusted Credit Union for Financial Services
Established in 1934, we have dedicated ourselves to providing accessible, member-focused financial services tailored specifically for U.S. Postal Service employees and select groups. As a not-for-profit cooperative, we prioritize member needs over profit margins, offering competitive rates, low fees, and personalized service. Our governance structure ensures accountability through a volunteer board elected by members, reflecting our commitment to democratic principles. With over 24,781 members, we maintain a strong tradition of financial education and community engagement. Our operations emphasize fiscal stability while upholding core values of integrity, service, and innovation.We continuously adapt to technological advancements to ensure convenient access to banking services. Our leadership team brings decades of postal and financial experience to strategic decision-making. Through shared branching networks and digital platforms, we extend our reach beyond traditional limitations. We maintain transparency through annual reports and member meetings. Our social responsibility initiatives reflect our belief in supporting both individual and community well-being.
Services
Checking Accounts
Savings Accounts
Personal Loans
Credit Cards
Mortgage Loans
Auto Loans
IRAs
Online Banking
Mobile Banking
Financial Counseling
Details
- Year established: 1934
Highlights and features
- 90 years of specialized service to postal employees and select groups
- Not-for-profit structure returns value directly to members
- Competitive rates on loans and savings products
- Member-owned cooperative governance model
- Financial education resources and community-focused initiatives
Services
Checking Accounts
We offer multiple checking account options including Access Checking, Interest Checking, and Money Market Checking. These accounts provide varying levels of service benefits and interest earnings. Members enjoy features like overdraft coverage, direct deposit, and digital check issuance.
Savings Accounts
Our savings solutions include Regular Share Savings, Money Market Savings, and specialized club accounts for specific financial goals. These accounts offer competitive interest rates with varying liquidity options to help members build financial security.
Personal Loans
We provide personal loans, lines of credit, and home equity loans with competitive rates. Our lending programs include flexible terms and options like Skip-A-Payment features. Loan resources include financial calculators and application tools.
Credit Cards
Our VISA credit card offerings include standard cards and rewards programs. Features include digital issuance, fraud protection, and account management tools. We provide 24/7 cardholder services for activation and support.
Financial Education
We offer financial counseling through partnerships with GreenPath, educational webinars, and retirement planning resources. Our Learning Lab provides tools for budgeting, debt management, and long-term financial planning.
People
Michael E. McCartney
Chairman
Served on the Board since 1996 with over 30 years of postal finance experience. Holds BS in Accounting and MPA. Retired postal executive with capital investment expertise.
Christina Lewis
Vice Chairman
Senior Field Accountant with postal finance experience since 2005. Completed BS in Business Administration from Trinity Washington University. Specializes in accounting policy and project management.
Thomas Dale Jr.
Secretary/Treasurer
Board member since 2003 with 42 years of postal accounting experience. Holds BS in Business Administration from University of Alaska. Former Supervisory Committee member.
Richard E. Gatewood
Director of Technology
37-year postal service veteran with financial systems expertise. Holds BS in Accounting from Rutgers University. Former Postmaster with extensive technology implementation experience.
Questions
Who is eligible to join USPS FCU?
Current and retired U.S. Postal Service employees, select groups, and immediate family members qualify for membership.
What online banking services do you offer?
We provide 24/7 online account access, bill pay, mobile deposit, loan applications, and financial management tools.
How do I report a lost credit card?
Call 866-606-2518 immediately to report lost/stolen cards and request replacements.
Do you offer financial counseling?
Yes, we provide free financial counseling through our partnership with GreenPath for debt management and financial planning.
What loan products are available?
We offer auto loans, personal loans, home equity loans, mortgages, and education loans with competitive rates.
How can I access branch services?
Use our branch locator for in-person services. Some locations offer shared branching network access nationwide.
