Business Details
Your Trusted Partner for Credit Union Services
Transit Employees Federal Credit Union has been dedicated to empowering members through personalized financial solutions since our founding. We specialize in providing a comprehensive range of banking services including checking and savings accounts, certificates, loans, and credit cards tailored to meet diverse financial needs. Our team of experienced professionals prioritizes member satisfaction by offering competitive rates, innovative digital tools, and exceptional customer service.We serve individuals affiliated with Select Employee Groups and their families, fostering long-term relationships built on trust and financial expertise. With features like remote deposit, peer-to-peer transfers, and loyalty loan programs, we remain committed to helping members achieve their financial goals while maintaining the highest standards of security and compliance.
Services
Share Draft Checking
Business Checking
Share Certificates
Mortgage Loans
Visa Credit Cards
Remote Deposit
Peer-to-Peer Transfers
Bill Pay Services
Youth Savings Accounts
IRA Accounts
Highlights and features
- We offer competitive loan rates and flexible repayment options
- Our digital banking platform provides 24/7 account access
- We specialize in serving Select Employee Group members
- Our certificate rate matching program benefits savers
- We provide personalized financial education resources
Associations and certifications
- NCUA
- Equal Housing Lender
Services
Share Draft Checking
Our Share Draft Checking accounts offer convenient financial management with no monthly maintenance fees for qualified members. Features include free debit cards, mobile banking access, and customizable account alerts. Ideal for everyday spending needs while maintaining easy access to funds through ATMs and online bill payment systems.
Auto Loan Program
Our auto loan program provides competitive rates starting at 4.99% APR for qualified borrowers. We offer financing for both new and used vehicles with flexible terms up to 72 months. Special deferment options allow qualified members to delay first payments for 60 days while maintaining affordable monthly payment structures.
Share Certificates
Our Share Certificate programs deliver secure savings options with guaranteed returns. Members can choose from multiple term lengths while benefiting from competitive interest rates. Special rate-matching guarantees ensure members receive the best available returns when shopping comparable certificate products from other institutions.
Mortgage Loans
We offer comprehensive mortgage solutions including conventional loans and home equity lines of credit. Our lending specialists provide personalized guidance through the home buying process while offering competitive rates and flexible down payment options tailored to members' financial situations.
Digital Banking
Our digital banking platform enables 24/7 account management through mobile apps and online portals. Features include remote deposit capture, person-to-person transfers, bill payment scheduling, and real-time transaction monitoring with customizable security alerts for enhanced account protection.
Questions
How can I become a TEFCU member?
Membership requires affiliation with one of our Select Employee Groups (SEGs) or being a family member of SEG employees. Visit our website to check eligibility and complete the application process.
What loan programs do you offer?
We provide auto loans with rates from 4.99% APR, signature loans starting at 7.99% APR, mortgage options, home equity lines, and specialized loyalty loan programs for qualified members.
Are my deposits insured?
Yes, all savings are federally insured up to $250,000 by the NCUA, backed by the full faith of the U.S. government.
Do you offer mobile banking?
Our mobile app provides remote deposit, P2P transfers, bill payment, account monitoring, and real-time transaction alerts for convenient 24/7 banking access.
How do certificate rate matching works?
Bring us a competing certificate rate and we'll attempt to match or exceed it. Restrictions apply and offers must be presented at account opening.
What security measures protect my account?
We employ encryption, fraud alerts, customizable account controls, and security education resources to protect against identity theft and unauthorized transactions.
