Business Details
Your Trusted Partner for Personalized Banking Solutions
At Lone Star Credit Union, we believe banking should be more than transactionsit should be a partnership in your financial journey. With the personalized touch of a small-town institution and the security of modern technology, we offer tailored solutions for home equity loans, auto financing, savings, and more. Our commitment to community drives everything we do, from supporting local businesses to providing financial wellness resources. With decades of experience serving Texas residents, our team combines deep local knowledge with innovative tools to help members achieve stability and long-term goals.We prioritize transparency, offering clear rates and no hidden fees, while our youth savings programs and budgeting guides empower future generations. Whether you're buying your first home or planning for the future, we're here to simplify your financial path with expert guidance and personalized service.
Services
Home Equity Loans
Auto Loans
Savings Accounts
Checking Accounts
Home Loans
Budgeting Guide
Greenpath Financial Wellness
Youth Savings Account
Community Sponsorships
Online Banking
Highlights and features
- We provide personalized banking with small-town service and modern security.
- Our competitive rates include home equity loans starting at 6.25% APR.
- We support local businesses and community organizations through sponsorships.
- Greenpath Financial Wellness programs help members build financial stability.
- Youth savings accounts teach financial literacy with fun, engaging features.
What people say
Quick, friendly, and professional
Helpful and professional
Love our Members
Keeps me coming everyday
Support local organizations
Services
Home Equity Loans
Access competitive home equity loans starting at 6.25% APR to fund home improvements, debt consolidation, or major life expenses. Our flexible terms and personalized guidance help Texas homeowners leverage their property's value while maintaining financial stability through secure, transparent processes.
Auto Loans
Secure auto loans with rates as low as 5.50% APR for new or pre-owned vehicles. We offer streamlined approval processes and partnerships with Enterprise Car Sales to help members find reliable transportation solutions while building credit responsibly through manageable monthly payments.
Savings Accounts
Grow your money with Regular CDs offering up to 3.15% APY and specialized youth savings accounts. Our savings products combine competitive returns with financial education resources, helping members of all ages build emergency funds, save for goals, and develop healthy money habits.
Community Sponsorships
Strengthen Texas communities through sponsorships of local organizations, nonprofits, and small businesses. Our initiatives include volunteer programs, business development resources, and targeted funding that fosters economic growth and social well-being across the regions we serve.
Budgeting Guide
Access free budgeting resources to overcome financial challenges, build stability, and achieve long-term goals. This practical tool helps members track expenses, prioritize savings, and make informed decisions about loans, credit management, and household financial planning.
Questions
How do I open a new account?
Open an account online in minutes or schedule a personalized appointment at our Texas branches. Non-members start with our first account application, while existing members can request additional accounts through our website.
What loan rates are currently available?
Current rates include home equity loans starting at 6.25% APR, auto loans from 5.50% APR, and Regular CDs offering up to 3.15% APY. Rates are effective as of October 3, 2025.
Do you offer online banking services?
Yes, our secure online banking platform allows members to manage accounts, make payments, and access financial tools 24/7. Enroll through our website to start using digital banking features.
How does the credit union support local communities?
We support Texas communities through sponsorships, small business resources, and employee volunteer programs. Our initiatives focus on education, economic development, and nonprofit partnerships to strengthen local areas.
What youth financial education programs are available?
Our youth savings accounts include educational features that teach financial literacy through fun, engaging activities designed to build money management skills for future generations.
Can I get help with financial planning?
Yes, our Greenpath Financial Wellness program and budgeting guide provide resources to help members create financial plans, manage debt, and work toward long-term stability and success.
