Business Details
Your Trusted Partner for Community Banking Solutions
At Credit Union of Texas, we are committed to empowering our members through responsible financial services and community investment. As a nonprofit institution, our focus remains solely on enhancing the financial well-being of our members while actively supporting local communities through substantial donations, volunteering, and educational programs. With over eight years of dedicated service, our team provides tailored solutions including competitive loans, secure savings products, and bilingual financial services to meet diverse needs.We prioritize transparency, offering NCUA-insured deposits and flexible terms across all our products. Our digital tools and 80,000+ surcharge-free ATMs ensure convenient access to banking anytime, anywhere. Through initiatives like Save the Change and our special needs greeter program, we demonstrate our commitment to inclusive, community-centered banking. By combining personalized service with modern financial technology, we help members achieve their goals while strengthening the communities we serve.
Services
Auto Loans
Mortgage Loans
Certificates of Deposit
IRAs
Personal Loans
Checking Accounts
Home Equity Loans
Student Loan Refinancing
Recreational Vehicle Loans
Business Banking
Highlights and features
- We've invested over $19.8 million into local communities through donations and programs
- All deposits are protected by NCUA insurance
- Offer bilingual Spanish-English services at all branches
- Provide financial education tools and community-focused initiatives
- Maintain 80,000+ surcharge-free ATMs nationwide
Associations and certifications
- NCUA
Services
Auto Loans
Competitive auto loans with flexible terms for new and used vehicles. Our FairLease program and protection plans help manage ownership costs. Refinancing options available to improve existing loan terms.
Mortgage Loans
Diverse mortgage options including $0 down, 40-year terms, and jumbo loans. Special programs like Inflation Fighter Mortgages and VA/USDA loans support various homebuying needs with personalized guidance.
Certificates of Deposit
Secure CD accounts with terms from 6-60 months and competitive rates. No-penalty options allow early withdrawal flexibility while NCUA insurance protects all deposits up to legal limits.
IRAs
Individual Retirement Accounts with tax advantages for long-term savings. Offered with multiple investment options and expert guidance to help members plan for financial security in retirement.
Personal Loans
Flexible personal loans for debt consolidation, major purchases, or unexpected expenses. Available as secured or unsecured options with transparent terms and quick approval processes.
Questions
How do I apply for a loan with Credit Union of Texas?
Apply online through our secure portal, visit any branch location, or call our loan department directly for instant decisions on auto, mortgage, and personal loans.
What community initiatives does CUTX support?
We've invested $19.8 million in local communities through donations, sponsorships, and programs like our special needs greeter initiative and financial education resources.
Are my deposits insured at Credit Union of Texas?
Yes, all deposits are protected by NCUA insurance up to the maximum legal limits, ensuring your funds remain secure with our institution.
Do you offer bilingual banking services?
Yes, we provide full Spanish-English bilingual services at all branches through our Todos Unidos program, including translated financial education materials.
How can I access my accounts outside business hours?
Use our 24/7 online banking portal or mobile app to manage accounts, transfer funds, and pay bills from anywhere at any time.
What makes CUTX different from traditional banks?
As a nonprofit credit union, we reinvest earnings back into member benefits and community programs rather than distributing profits to shareholders.
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