Business Details
50+ Years
experience
Your Trusted Community Credit Union in Longview, WA
Mint Valley Federal Credit Union has served Cowlitz County since 1936, beginning as Weyerhaeuser Timber Co. Longview Pulp Division Employees Federal Credit Union with 14 founding members. Our mission has always been to provide accessible financial services that empower members to achieve their goals through savings accounts, loans, and personalized support. In 2001, we rebranded to better reflect our community focus, and in 2004 expanded membership eligibility to anyone living, working, or attending school in our county. We prioritize financial education, credit building, and inclusive services regardless of income level or immigration status. Our team treats members like family, offering competitive rates on auto loans, home loans, and ITIN loans while maintaining surcharge-free ATM access through a 28,000+ location network.We operate with transparency, providing 24/7 online banking and mobile app access for account management. Our commitment to personalized service is evident in member testimonials praising staff recognition by name and rapid loan approval processes. We maintain physical locations with extended Friday drive-up hours to accommodate diverse schedules. As a not-for-profit cooperative, we reinvest earnings to benefit members through improved services and financial wellness programs.
Services
Savings Accounts
Checking Accounts
Auto Loans
Home Loans
ITIN Loans
Credit Cards
Mobile Banking
Online Banking
Financial Calculators
Loan Skip-A-Payment
Details
- Year established: 1936
Highlights and features
- We've served Cowlitz County communities for over 85 years with personalized financial solutions
- Our not-for-profit structure returns value to members through competitive rates and low fees
- We offer financial education programs and credit-building tools for long-term success
- Our local decision-making ensures faster loan approvals and personalized service
- We maintain 28,000+ surcharge-free ATMs nationwide for convenient access
What people say
Friendly greeting
Fast-service
Phenomenal service
Treat me like family
Rapid loan approval
Services
Auto Loans
We offer competitive auto loan rates starting at 5.49% APR with flexible terms to help members purchase new or used vehicles. Our local underwriting process allows personalized credit evaluations and faster approvals. Members benefit from dedicated loan specialists who help navigate financing options tailored to individual financial situations.
Home Loans
Our home loan program provides affordable mortgage solutions with rates starting at 7.25% APR for qualified buyers. We offer various loan types including conventional, FHA, and ITIN mortgages to accommodate diverse financial profiles. Local loan officers guide members through the entire home buying process from pre-approval to closing.
ITIN Loans
Designed for individuals with Individual Taxpayer Identification Numbers, these loans offer accessible financing options without requiring traditional Social Security numbers. Available for auto purchases and home mortgages, these programs help build credit history while meeting specific documentation requirements for ITIN holders.
Mobile Banking
Our secure mobile app enables 24/7 account access for balance checks, transfers, bill payments, and check deposits. Available for iOS and Android devices, the app features biometric login, real-time transaction alerts, and mobile check deposit capabilities. Members can also locate surcharge-free ATMs through the app's network map.
Credit Building
We provide specialized credit-building loans and financial literacy resources to help members improve their credit scores. Programs include secured credit cards, credit counseling, and personalized financial planning tools. Our team offers guidance on debt management and credit report interpretation to support long-term financial health.
Questions
How do I become a member of Mint Valley Federal Credit Union?
Membership is open to anyone living, working, or attending school in Cowlitz County. Visit our Longview branch with ID and $5 to open a savings account.
What loan options are available for those with challenged credit?
We offer credit-building loans, ITIN loans, and financial counseling to help members improve their credit profiles and qualify for better rates over time.
Do you offer 24/7 account access?
Yes, our online banking and mobile app provide 24/7 access for balance checks, transfers, bill payments, and loan management.
How quickly can I get approved for an auto loan?
Many members receive same-day approval for auto loans through our local underwriting process that considers individual financial circumstances.
What savings options do you offer?
We provide regular shares, Christmas Club accounts, IRAs, money market accounts, share certificates, and youth savings programs with competitive rates.
Are there surcharge fees for ATM withdrawals?
No, members access over 28,000 surcharge-free ATMs nationwide through our co-op network.
