Business Details
50+ Years
experience
Trusted Credit Union Services in Portland OR
Established in 1935, Trailhead Credit Union Credit Union has evolved from a small employee-focused financial cooperative to a community-driven institution serving Multnomah County. Our history of adapting to member needs while maintaining financial integrity has positioned us as a trusted partner in personal and business banking. We combine decades of experience with modern digital tools to offer competitive rates, personalized service, and community-focused initiatives.As a certified Community Development Financial Institution, we prioritize financial education and access for underserved populations. Our commitment to transparency, member ownership, and local impact distinguishes us in the financial services landscape.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
Digital Banking
Business Banking
Financial Education
Details
- Year established: 1935
Highlights and features
- We advocate for financial inclusion through CDFI-certified programs
- Our member-owned structure returns profits to clients through better rates
- Digital banking tools include surcharge-free access to 38,000+ ATMs
- We serve Multnomah County with personalized financial solutions
- 80+ years of adapting to meet evolving member needs
Associations and certifications
- Community Development Financial Institution (CDFI)
Services
Checking Accounts
We offer free checking accounts with two options that reward members through cash benefits. Our accounts include digital banking features for bill payment, fund transfers, and mobile check deposits. As a member-owned institution, we provide competitive rates and no hidden fees while maintaining accessibility through shared branches nationwide.
Auto Loans
Our auto loan programs provide competitive rates for new and used vehicle purchases. We offer flexible terms and personalized service for both first-time buyers and experienced borrowers. Digital application tools allow pre-approval from home, while local expertise ensures tailored financing solutions that meet individual financial circumstances and goals.
Mortgage Loans
We provide comprehensive mortgage solutions including purchase loans and home equity lines of credit. Our local lending experts guide members through the home buying process with personalized advice. Digital tools enable online applications and customized rate comparisons while maintaining the personal touch of in-branch consultations.
Digital Banking
Our digital platform offers 24/7 account access with features like bill payment, fund transfers, and mobile check deposits. Integration with Autobooks enables invoicing and payment acceptance for small businesses. Security features protect against fraud while maintaining ease of use across mobile apps and web platforms.
Business Banking
We support local businesses with specialized checking accounts, credit cards, and financing options. Our business services include digital tools for invoicing and payment processing through Autobooks integration. Personalized financial solutions help businesses manage cash flow while benefiting from the same member-owned advantages as individual accounts holders.
Questions
Who is eligible to join Trailhead Credit Union?
Residents, workers, worshippers, and students in Multnomah County, Oregon, plus immediate family members of current members.
What digital banking features do you offer?
Mobile check deposits, bill payments, fund transfers, and Autobooks integration for small business invoicing and payment acceptance.
Do you have surcharge-free ATM access?
Yes, with access to over 38,000 ATMs nationwide through our shared network partnerships.
What loan types do you specialize in?
We offer auto loans, mortgage loans, home equity lines, personal loans, and business financing options.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 through the NCUA insurance program.
