Business Details
Your Trusted Financial Partner in Memphis, TN
Established to serve MLG&W employees and retirees, L G & W Federal Credit Union provides a comprehensive range of financial services designed to meet the needs of our members. Our offerings include low-interest auto loans, personal lending solutions, and robust savings and checking accounts. We prioritize financial education through resources like our BALANCE financial guide, empowering members to make informed decisions.With free online and mobile banking, shared branch access, and advanced fraud prevention tools like CardValet, we combine convenience with security. Our commitment to community extends to student loan counseling and personalized service, ensuring members achieve long-term financial success.
Services
Auto Loans
Savings Accounts
Online Banking
Financial Literacy Resources
Shared Branch Network
Mobile Deposit
Credit Cards
Student Loan Counseling
ATM Network
Fraud Prevention Tools
Highlights and features
- We offer low APR auto loans starting at 3.49% for qualified members.
- Our BALANCE financial guide provides free educational resources and workshops.
- CardValet app enables real-time debit card transaction monitoring and control.
- Shared Branch network offers convenient nationwide access to in-person services.
- Helping Hand Personal Loans help build or repair credit with up to $2,500.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
Our low-interest auto loans feature rates as low as 3.49% APR, with flexible terms for new and used vehicle purchases. Dedicated support helps members find optimal financing solutions. Digital application streamlines approval and funding processes for quick vehicle acquisition.
Financial Literacy
BALANCE financial guide offers free workshops, webinars, and tools covering budgeting, debt management, and credit building. Expert resources help members navigate student loans and improve financial decision-making. Personalized coaching supports long-term financial stability and education.
Online Banking
24/7 online access enables account management, bill payments, and fund transfers. Mobile app features include mobile deposit, Visa Pay integration, and real-time transaction alerts. Secure platform ensures convenient banking from any location with instant access to financial tools.
Shared Branch Network
Nationwide network provides in-person banking at partner credit unions. QR code authentication ensures secure transactions at shared branches. Services include deposits, withdrawals, and account management without requiring physical presence at home branches.
Fraud Prevention
CardValet app allows real-time card activity monitoring and instant transaction alerts. Advanced security measures protect against unauthorized access through biometric authentication and encrypted communications. Regular fraud education updates help members recognize and prevent financial threats.
Questions
What loan options are available for credit building?
Helping Hand Personal Loans up to $2,500 help establish or repair credit with manageable monthly payments.
How can I access account services after hours?
Online banking provides 24/7 access while drive-thru ATMs offer after-hours deposits and withdrawals.
What financial education resources do you provide?
BALANCE platform offers free webinars, workshops, and tools covering budgeting, student loans, and credit management.
How do shared branch transactions work?
Scan QR codes at partner branches for secure authentication and access to teller services nationwide.
What mobile banking features are available?
Mobile app supports check deposits, Visa Pay integration, transaction alerts, and real-time account management.
