Business Details
Your Trusted Partner for Financial Solutions
Southern Security Federal Credit Union is a not-for-profit financial cooperative dedicated to empowering our members through accessible, member-focused financial services. Established to prioritize people over profit, we offer a comprehensive range of banking solutions including checking accounts with no minimum balances or transaction limits, competitive auto and mortgage loans, and business banking programs designed for flexibility. Our commitment to community investment and financial wellness is exemplified through partnerships like GreenPath Financial Wellness, providing members with resources to manage debt and build financial resilience.With over 20,000 members nationwide and recognition as Best Credit Union for seven consecutive years, we combine personalized service with innovative tools like mobile banking and nationwide shared branching. Our team of experts ensures every member receives tailored guidance, whether refinancing debt to save thousands or leveraging home equity with no closing costs. By treating members as owners, we deliver superior rates, lower fees, and a dedication to long-term financial growth that distinguishes us from traditional banks.
Services
Auto Loans
Mortgage Loans
Home Equity Lines
Business Banking
Mobile Banking
Highlights and features
- No minimum balance requirements or transaction fees on checking accounts
- Competitive APRs on auto, mortgage, and personal loans with flexible terms
- Community-focused financial wellness programs through GreenPath partnership
- 24/7 mobile banking with check deposit and real-time account alerts
- Nationwide shared branching network for convenient access
Associations and certifications
- NCUA
- Equal Housing Opportunity
What people say
Best credit union
Solar system of stars
No closing costs
Saved $7,000 in interest
Credit score improved 96 points
Services
Auto Loans
Southern Security offers competitive auto loans for new and used vehicles including cars, trucks, motorcycles, and boats. Members receive included GAP insurance and flexible terms. Our fast approval process helps members secure lower interest rates, with recent success stories showing rate reductions from 13.99% to 8.99% through improved credit scores.
Home Equity Line
Borrow up to 100% of home value with no closing costs for loans up to $50,000. Enjoy a 10-year interest-only draw period and convenient online access. This flexible solution helps members fund home improvements, debt consolidation, or emergency expenses while maintaining competitive APR options.
Business Banking
Our tailored business banking solutions include specialized accounts, lending programs, and treasury management tools. Designed for flexibility, these services support business growth with features like nationwide shared branching access and personalized financial guidance from experienced commercial banking specialists.
Mobile Banking
Manage finances 24/7 through our enhanced mobile app. Features include mobile check deposit, real-time transaction alerts, fund transfers, and loan payments. The app connects to our nationwide shared branching network, providing secure access to accounts from anywhere at any time.
Credit Cards
Choose from rewards credit cards with $1 for $1 cashback or 0.00% APR introductory offers. Cards include no annual fees and Tap to Pay technology for secure, contactless transactions. Recent members saved thousands by consolidating high-interest debt into lower-rate credit options.
Questions
How do I join Southern Security Federal Credit Union?
Visit our website to apply online or contact our Collierville branch. Membership requires a $5 deposit and eligibility through employment or community ties.
What loan options are available for bad credit?
We offer signature loans and refinancing options to help members improve credit scores, with personalized counseling and competitive rates based on individual circumstances.
Does Southern Security offer business banking services?
Yes, our business banking program includes specialized accounts, lending solutions, and treasury management tools designed for small and medium-sized enterprises.
How does the mobile banking app work?
Download the app to deposit checks, receive real-time alerts, transfer funds, and access shared branching services nationwide. Available on iOS and Android platforms.
What financial wellness resources do you provide?
Through GreenPath Financial Wellness, members receive free credit counseling, debt management plans, and homeownership guidance from certified financial professionals.
