West Tennessee Credit Union

At West Tennessee Credit Union, we have been dedicated to serving our members' needs since 1967. As a Not-for-Profit Mutual Benefit Financial Cooperative, we are committed to providing high-quality, friendly, fair, and courteous services to our members. Our mission is to maintain long-term financial stability and safeguard the members' assets.

We believe in offering competitive financial products and services, providing a wide variety of financial services, planning wisely to meet our members' current and future financial needs, and operating the credit union with safety, integrity, and efficiency. Our commitment to excellence is unwavering, and we are dedicated to serving our members with the highest level of professionalism and care.

What is a Credit Union?

A credit union is a type of financial institution that is owned and controlled by its members. Unlike banks, which are primarily profit-oriented, credit unions aim to provide financial services at competitive rates and with better terms. The profits generated by a credit union are returned to its members in the form of higher interest rates on deposits, lower interest rates on loans, and improved services.

At West Tennessee Credit Union, we believe in the principles of a credit union: People helping people. We strive to create a community where our members can trust us with their financial needs and rely on us for support and guidance.

Become a Member!

Becoming a member of West Tennessee Credit Union is easy and rewarding. As a member, you will have access to a range of financial services, including checking and savings accounts, loans, ATMs, online bill pay, mobile banking, and more. You will also enjoy competitive rates, lower fees, and personalized service from our dedicated team.

To become a member, you must meet certain eligibility criteria, such as being an employee or retiree of a participating employer, a family member of an existing member, or a resident of a specific area. Once you meet the eligibility criteria, you can apply for membership by visiting our branch or by contacting us directly.

Staff and Board

Our staff and board are comprised of experienced professionals who are dedicated to serving our members. Our team is committed to providing exceptional customer service, ensuring that every member has a positive experience at West Tennessee Credit Union. From our friendly tellers to our knowledgeable loan officers, we are here to help you achieve your financial goals.

Location and Hours

Our branch is conveniently located at 13690 Hwy 51 South Suite 107, Atoka, TN 38004. Our hours of operation are Monday, Tuesday, Thursday, and Friday from 8:30 a.m. to 4:30 p.m., and Wednesday from 8:30 a.m. to 12:00 p.m. We are always available to assist you with your financial needs, whether it's in person, over the phone, or through our online services.

Services

At West Tennessee Credit Union, we offer a variety of services designed to meet your financial needs. Some of our services include:

• Checking/Share Draft Accounts: Our checking accounts offer competitive rates, low fees, and convenient access to your funds.
• Remote Check Deposits: Deposit checks remotely using your mobile device.
• Share/Savings Accounts: Save money with our high-yield savings accounts.
• ATMs: Access your funds at any of our convenient ATMs.
• Online Bill Pay: Pay bills online quickly and easily.
• Mobile Banking: Manage your accounts on the go with our mobile banking app.
• Fee Schedule: Review our competitive fee schedule to see how we can save you money.
• Loans: We offer a range of loan options, including Sallie Mae student loans, vehicle loans, Visa credit cards, personal line of credit, and recreational vehicle loans.
• Loan Rates: View our competitive loan rates and terms.
• Resources: Access valuable resources, including a car shopping center, pocket cents, forms, and links to learn about identity theft and more.

Contact Us

If you have any questions about membership, benefits, loans, services, or more, please don't hesitate to contact us. You can reach us by phone, email, or by visiting our branch. We are always here to help you with your financial needs.