Business Details
Your Trusted Financial Partner in Cheektowaga, NY
Afgm Credit Union Federal Credit Union has been dedicated to providing accessible and secure financial services to our members. Our commitment to excellence is reflected in our range of savings and loan programs, competitive rates, and personalized support. We prioritize member satisfaction through innovative solutions like 24/7 phone banking and robust fraud protection. Our insured deposits, backed by the full faith of the U.S. government, ensure peace of mind for all our clients. We actively engage in community initiatives, including annual scholarship programs, to support local growth and development.Transparency and integrity guide our operations, from low fees to clear communication about account terms. Our team is trained to deliver efficient service, whether you're applying for a loan, opening an account, or managing your debit card. We continuously adapt to technological advancements to enhance online banking accessibility and security. With convenient office hours and a focus on member education, we empower informed financial decisions. Our dedication to compliance and customer-centric policies makes us a trusted partner for all your banking needs.
Services
Savings Accounts
Checking Accounts
Vehicle Loans
Personal Loans
Certificate Deposits
Online Banking
Fraud Protection
Mortgage Rates
Debit Card Services
Loan Programs
Highlights and features
- We offer 24/7 phone banking for your convenience.
- Our rates are competitive and transparent.
- We provide fraud protection to secure your accounts.
- We support local students through annual scholarships.
- Your savings are federally insured up to $250,000.
Services
Savings Accounts
Our savings accounts offer competitive interest rates with flexible options to help you grow your money securely. Members benefit from federal insurance coverage up to $250,000 for added peace of mind. These accounts serve as a foundation for financial stability and future planning.
Vehicle Loans
We provide vehicle loans with transparent terms, including a current special for $5,000 at 4.9% APR over 36 months. Our lending experts help members find affordable financing solutions for new or used vehicles while maintaining clear eligibility requirements.
Certificate Deposits
Our certificate deposit programs offer fixed rates for 6- and 12-month terms with guaranteed returns. Minimum deposits of $2,500 apply, and funds earn dividends paid at maturity. Auto-rollover options help members maintain consistent savings growth.
Online Banking
24/7 online banking access allows members to manage accounts, transfer funds, and monitor transactions securely from any device. The platform includes real-time alerts and easy enrollment for convenient financial management anytime, anywhere.
Fraud Protection
We implement advanced fraud detection systems to protect accounts from unauthorized access. Members receive immediate transaction verification alerts and have access to 24/7 debit card assistance for emergency situations or suspicious activity reports.
Questions
How do I report a lost or stolen debit card?
Call our 24/7 hotline at 1-800-325-3678 immediately to report lost or stolen cards and prevent unauthorized transactions.
What loan options are available?
We offer vehicle loans, personal loans, and pledge accounts with competitive rates. Current promotions include $5,000 at 4.9% APR for 36 months.
Are my deposits insured?
Yes, all savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA) for member protection.
How can I access online banking?
Visit our website to enroll in online banking, where you can manage accounts, transfer funds, and set up transaction alerts securely.
What are your office hours?
Our branch is open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 4:00 PM. We're closed Wednesdays and Saturdays.
Do you offer scholarship programs?
Yes, we award annual scholarships to local students. Visit our website or contact the office for application details and deadlines.
