Business Details
Your Trusted Partner for Financial Services in Buffalo, NY
Erie County Employee Credit Union has been dedicated to providing comprehensive financial services to our community since our establishment. We specialize in offering a wide range of savings options, loan programs, and cutting-edge digital banking tools designed to meet diverse financial needs. Our credit-based lending approach ensures accessibility for members seeking personalized financial solutions. With mobile deposit capabilities and 24/7 online banking access, we prioritize convenience without compromising security. Our team of financial professionals brings decades of combined experience in cooperative banking, maintaining strict adherence to federal regulations and member protection standards. We operate under the principle of community reinvestment, offering competitive interest rates on auto loans and flexible terms tailored to individual circumstances.Our physical locations in downtown Buffalo provide face-to-face service during regular business hours, complemented by an extensive network of ATMs. Committed to financial inclusion, we maintain ADA-compliant facilities and digital platforms to serve all members of our community. Backed by federal insurance covering deposits up to $250,000, we provide peace of mind through institutional stability and transparent financial practices. Our dedication to member satisfaction is reflected in our streamlined application processes and responsive customer support system.
Services
Savings Accounts
Auto Loans
ATM Locations
Mobile Deposit
Loan Services
Highlights and features
- We offer competitive auto loan rates starting at 4.99% APR
- Our mobile deposit technology enables banking from anywhere
- We maintain ADA-compliant facilities and digital accessibility
- Our credit-based lending approach accommodates diverse financial profiles
- Federally insured deposits protect member funds up to $250,000
Associations and certifications
- NCUA
Services
Auto Loans
Our auto loan program offers competitive rates with flexible terms for both new and used vehicles. Members benefit from streamlined approval processes and personalized payment plans. Our credit-based lending model accommodates various financial situations while maintaining responsible borrowing standards.
Mobile Deposit
The mobile deposit feature allows members to securely deposit checks using our mobile app. This 24/7 service provides instant confirmation and funds availability according to established banking regulations. It's part of our comprehensive digital banking suite designed for modern financial management.
Savings Accounts
We offer multiple savings account options tailored to different financial goals and member needs. Our savings products feature competitive interest rates and tiered structures to reward account growth. These federally insured accounts provide secure wealth-building opportunities for both short-term and long-term objectives.
Questions
What auto loan rates do you currently offer?
Our current new auto loan rates start at 4.99% APR with used vehicle loans beginning at 5.75% APR.
How can I access mobile banking services?
Download our mobile app to access 24/7 banking features including mobile deposit, account management, and transaction tracking.
Are my deposits insured at your credit union?
Yes, all deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA).
What are your physical branch operating hours?
Our main office is open Monday through Friday from 8:30 AM to 3:00 PM, excluding specified holidays.
