Business Details
50+ Years
experience
Your Union Credit Union in Portland, OR
Founded in 1954, Ibew & United Workers Federal Credit Union has served union members and their families for over 70 years. Our cooperative structure ensures members receive personalized financial solutions, including competitive loan rates, savings programs, and investment advisory services. We prioritize community engagement and maintain a commitment to the 'People Helping People' philosophy that guided our formation.With physical and digital banking options, we provide 24/7 access to account management tools and financial resources. Our experienced team delivers tailored guidance for major life events, from home purchases to retirement planning, while maintaining strict adherence to federal regulations and member protection standards.
Services
Auto Loans
Mortgage Loans
Credit Cards
Savings Accounts
Financial Advisory
Home Equity Loans
Personal Loans
Checking Accounts
IRA Accounts
Bill Pay
Details
- Year established: 1954
Highlights and features
- We offer 70+ years of union-focused financial expertise
- Our member-owned cooperative structure ensures personalized service
- Competitive rates on auto, home, and personal loans
- Financial advisors provide no-charge consultations for life events
- 24/7 digital banking with mobile deposit and bill pay
Services
Auto Loans
We provide competitive auto loans for new and used vehicle purchases with terms up to 84 months. Our streamlined approval process accommodates various credit profiles while offering refinancing options for existing loans. Members benefit from personalized rate assessments based on individual financial circumstances.
Home Equity Loans
Leverage your home's value for major expenses through our home equity loan program. These fixed-rate loans support college tuition payments, home improvements, and large purchases. Rates depend on creditworthiness and loan-to-value ratios, with flexible repayment terms available.
VISA Credit Cards
Our VISA credit cards combine competitive rates with member-focused benefits. Cardholders receive fraud protection, mobile banking integration, and access to nationwide surcharge-free ATMs. We offer personalized credit limits and responsible borrowing guidance through financial counseling services.
Savings Accounts
We offer multiple savings options including regular accounts, investment tiers, and specialized clubs. Our holiday and tax savings programs help members budget for seasonal expenses while earning interest. Minimum requirements ensure accessibility for all financial levels.
Financial Advisory
Bill Terry, our certified financial advisor, provides personalized guidance for retirement planning, major life events, and investment strategies. This complimentary service helps members navigate complex financial decisions through simplified, understandable concepts and customized solutions.
People
Bill Terry
Financial Advisor
Certified financial advisor with 20+ years experience specializing in retirement planning and life event financial strategies. Member of Money Concepts since 2019, providing no-charge consultations to credit union members.
Questions
How do I apply for a loan?
Apply online through our secure portal, visit our Portland branch, or contact our loan department at 503-253-8193 option 3 for personalized assistance.
What savings options are available?
We offer regular savings, investment accounts, holiday clubs, tax savings, and specialized vacation funds with flexible access options through mobile banking.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the NCUA, backed by the full faith of the United States Government.
What are your branch hours?
Monday-Thursday 9:00 AM-5:30 PM, Friday 9:00 AM-6:00 PM. Closed weekends and major holidays including Indigenous Peoples' Day.
How can I access my Vacation Fund?
Use our mobile app for balance checks and transfers, order a debit card for ATM access, or request direct checks/ACH transfers to other institutions.
Do you offer financial counseling?
Yes, our certified financial advisor provides complimentary consultations for retirement planning, major life events, and investment strategies.
