Business Details
50+ Years
experience
Your Trusted Knoxville Credit Union Since 1932
City Employees Credit Union Credit Union has been serving the financial needs of Knoxville residents since 1932. Originally chartered to serve city hall employees, we have expanded to serve anyone living, working, or studying in multiple Tennessee counties. As a not-for-profit cooperative, we prioritize member benefits through competitive rates and personalized services. Our financial strength is evidenced by consistent 5-star ratings from Bauer Financial Group and annual member dividends.With federal insurance up to $250,000 per member, we combine security with community-focused banking solutions. Our comprehensive services include loans, savings accounts, credit cards, and financial education programs for all ages.
Services
Auto Loans
Home Equity Loans
Credit Cards
Free Checking
Savings Accounts
Business Loans
Certificates
IRAs
Overdraft Protection
Details
- Year established: 1932
Highlights and features
- Offering competitive loan rates with zero closing cost options
- Providing member dividends through financial stability since 1932
- Maintaining a 5-star safety and soundness rating
- Covering multiple Tennessee counties for local accessibility
- Offering credit-building programs for financial growth
Associations and certifications
- National Credit Union Administration (NCUA)
- Bauer Financial Group
Services
Auto Loans
Competitive rate financing for new and used vehicles with flexible terms up to 84 months. Available through dealer partnerships or direct lending at branch locations. Includes options for pre-approval and online loan calculators to determine affordable payments. Provides better rates than traditional financing through member-focused pricing.
Home Equity Loans
Fixed-rate home equity loans up to $200,000 with zero closing costs and terms up to fifteen years. Offers home equity lines of credit up to $50,000 with variable rates tied to prime index. Provides tax-deductible interest options with flexible draw periods for home improvements or major expenses.
Credit Cards
Platinum Visa credit cards with rewards program and competitive rates from 9.50% APR. Includes online account management, mobile app access, and fraud protection with zero liability coverage. Offers automatic payment options and points redemption for travel or gift cards.
Savings Accounts
High-yield savings options including regular savings, money market accounts, and certificate programs. Money Market accounts offer tiered rates above $25,000 balances while certificates provide monthly compounding interest. Includes youth programs and dedicated savings accounts for specific financial goals.
Business Loans
Small business loans up to $200,000 and commercial financing through cooperative partnerships. Offers SBA 504 loan programs for real estate purchases and equipment financing. Provides access to large loan amounts through national credit union networks for qualified applicants.
Questions
How can I become a CECU member?
Membership is available to anyone living, working, or studying in nine Tennessee counties or employees of select organizations in the public service sector.
What loan options do you offer?
We provide auto loans, home equity loans, personal loans, business financing, credit building programs, and SBA 504 loans through cooperative partnerships.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA) with separate coverage for joint and IRA accounts.
Do you offer mobile banking?
Yes, our mobile app provides account access, remote check deposit, card management, and online bill pay with Apple Pay and Android Pay compatibility.
What are your branch hours?
Monday: 8-4:30, Tuesday: 9-4:30, Wednesday-Friday: 8-5. Closed weekends and federal holidays with 24/7 online banking availability.
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