Oak Ridge Internal Medicine

Enrichment Federal Credit Union is a member-owned financial institution dedicated to providing exceptional financial services to our members. Established in 1949, we have been serving the community for over 70 years, with a strong focus on empowering our members to achieve their financial goals. Our mission is to provide quality financial services that meet the needs of our members, while maintaining a strong financial position and a commitment to the communities we serve.

Our Services

At Enrichment Federal Credit Union, we offer a wide range of financial services designed to meet the needs of our members. Our personal banking services include checking and savings accounts, youth accounts, individual retirement accounts (IRAs), health savings accounts, loans (home loans, credit cards, auto loans, and home equity loans), and digital banking services. Our business banking services include savings and checking accounts, loans (business loans and credit cards), and digital banking services. We are committed to delivering exceptional service and competitive rates to all our members.

Personal Banking Services

Our personal banking services are designed to meet the needs of our diverse membership. We offer checking and savings accounts, with a variety of features and benefits to suit different financial needs. Our eSpend Checking account, for example, is ideal for members who prefer a simple, no-frills checking account, while our Health Savings Accounts (HSAs) are perfect for members who want to save for healthcare expenses. Our youth accounts, including Savings, eSpend, and MyFirst Checking, are designed to help young members build good financial habits and prepare for their financial future.

Our loan products include home loans, credit cards, auto loans, and home equity loans. Our home loans offer fixed rates as low as 6.63% APR, with terms up to 84 months. Our credit cards offer variable rates as low as 11.50% APR, with no annual fees or balance transfer fees. Our auto loans offer fixed rates as low as 6.63% APR, with terms up to 84 months. Our home equity loans offer variable rates as low as 8.50% APR, with no closing costs or application fees. We are committed to providing competitive rates and flexible terms to all our members.

In addition to our traditional banking services, we offer digital banking services that provide 24/7 access to your accounts. Our mobile app allows you to check your account balances, transfer funds, pay bills, and deposit checks from your mobile device. Our digital branch offers online banking, bill pay, and e-statements, providing you with convenient and secure access to your accounts.

Business Banking Services

Our business banking services are designed to meet the needs of small and medium-sized businesses. We offer savings and checking accounts, with a variety of features and benefits to suit different financial needs. Our business loans offer competitive rates and flexible terms, providing businesses with the capital they need to grow and expand. Our credit cards offer variable rates as low as 11.50% APR, with no annual fees or balance transfer fees. We are committed to providing exceptional service and competitive rates to all our business members.

In addition to our traditional banking services, we offer digital banking services that provide 24/7 access to your accounts. Our mobile app allows you to check your account balances, transfer funds, pay bills, and deposit checks from your mobile device. Our digital branch offers online banking, bill pay, and e-statements, providing you with convenient and secure access to your accounts.

Community Enrichment Program

At Enrichment Federal Credit Union, we are committed to giving back to the communities we serve. Our Community Enrichment Program enables our members to designate where they want the Credit Union's support to go. Each quarter, we give $25,000 to various organizations chosen by our members. We believe that by working together, we can enrich our community and make a positive impact.