Business Details
50+ Years
experience
Your Trusted New Mexico Credit Union Since 1935
Founded in 1935, US Eagle Federal Credit Union has served New Mexico communities for over 90 years as a member-owned financial cooperative. Our mission centers on prioritizing people over profits through competitive banking products, personalized financial services, and community reinvestment. We offer innovative solutions including low-rate loans, cashback rewards checking, and digital financial wellness tools like Savvy Money and BillShark. Recognized six times by Forbes as a Best-In-State Credit Union, we maintain deep local roots while delivering nationwide financial expertise.Our member-first approach ensures better rates, fewer fees, and tailored guidance from certified Financial Wellness Coaches. Through programs like our $90 referral drive and exclusive pet insurance discounts, we strengthen both individual financial health and community prosperity. As New Mexico's longest-standing credit union, we combine decades of experience with modern financial technologies to serve members' evolving needs.
Services
Checking Accounts
Home Equity Loans
Auto Loans
Personal Loans
Certificates
Financial Wellness Tools
Bill Payment Services
Pet Insurance
Loan Refinancing
Member Referral Program
Details
- Year established: 1935
Highlights and features
- 90 years serving New Mexico communities with financial expertise
- Member-owned cooperative structure prioritizing customer benefits over profits
- Forbes six-time Best-In-State Credit Union recognition
- Exclusive financial wellness tools and certified financial coaching
- Competitive rates on home equity, auto, and personal loans
Services
Home Equity Loan
Our Home Equity Loan program offers fixed rates starting at 6.99% APR for New Mexico residents. This financing solution enables homeowners to leverage property equity for home improvements, debt consolidation, or major purchases. With flexible terms and personalized guidance from experienced loan officers, we help members make strategic financial decisions that build long-term wealth while maintaining affordable monthly payments.
Auto Loan
New Mexico drivers access competitive auto loans starting at 3.99% APR for qualified borrowers. We finance both new and used vehicle purchases with terms up to 36 months. Our streamlined approval process and member-focused lending criteria help customers secure affordable transportation solutions while building credit history through consistent on-time payments reported to major credit bureaus.
Financial Wellness Tools
We provide free digital resources including Savvy Money credit monitoring, BillShark bill negotiation services, and BaZing savings tools. These integrated platforms empower members to track spending, reduce debt, and build emergency funds through automated budgeting features and personalized financial insights accessible via mobile banking apps.
Certificates
Our certificate programs offer guaranteed returns with terms from 12 months at 3.40% APY. These low-risk savings vehicles help members grow emergency funds or achieve specific financial goals through disciplined saving. Tiered options provide flexibility for different investment horizons while maintaining FDIC insurance protection for principal amounts.
Checking Accounts
Perks Checking accounts combine cashback rewards with practical financial benefits including exclusive pet insurance discounts. Features like mobile check deposit, Zelle transfers, and fee-free ATM access support modern banking needs. Overdraft protection options and linked savings accounts help members manage daily finances responsibly.
Questions
What makes U.S. Eagle different from banks?
As a member-owned credit union, we return profits to members through better rates, lower fees, and financial education programs unavailable at traditional banks.
How do I qualify for membership?
New Mexico residency or employment provides eligibility. Membership requires a $5 minimum deposit that becomes your share in the cooperative.
What loan programs are currently available?
We offer home equity loans from 6.99% APR, auto loans from 3.99% APR, personal loans up to $10.75% APR, and certificate savings at 3.40% APY.
How does the referral program work?
Earn $90 for each referred friend who joins, up to $450 total. Both parties receive the bonus when referrals open accounts during the 2025 promotion period.
What digital banking tools are available?
Access Savvy Money credit tracking, BillShark bill negotiation, mobile check deposit, Zelle transfers, and 24/7 account management through our mobile app.
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