Business Details
50+ Years
experience
Your Trusted Credit Union in Ontario, CA
Since 1974, UPS Employees Federal Credit Union has been committed to serving members with a 'people helping people' philosophy, delivering platinum-level member service. As a not-for-profit organization, we prioritize improving members' financial health through competitive rates on deposit accounts and cost-saving loan options. Our services are designed to provide value to UPS employees, retirees, and their families, with membership benefits that endure regardless of employment or location changes.We offer a comprehensive range of financial products, including savings accounts, auto loans, mortgages, and credit cards, all supported by personalized service and community-focused initiatives. Our dedication to transparency, member satisfaction, and financial education ensures clients receive reliable solutions tailored to their needs.
Services
Auto Loans
Personal Loans
Mortgage Loans
Credit Cards
Savings Accounts
Checking Accounts
Money Market Accounts
Share Certificates
IRA Certificates
Holiday Savings Accounts
Details
- Year established: 1974
Highlights and features
- We have served UPS employees and families since 1974 with tailored financial solutions.
- Our not-for-profit structure ensures competitive rates and member-focused benefits.
- Platinum-level service includes 24/7 ATM access and digital banking convenience.
- We offer specialized loan programs for first-time homebuyers and unique financial situations.
- Membership benefits persist even after job or location changes, ensuring long-term stability.
Services
Auto Loans
Competitive auto loans for new and used vehicles, with pre-approval options and budget-friendly terms. Our Loan Department collaborates with members to secure affordable financing, while Auto Expert simplifies vehicle purchases through discounted pricing and hassle-free delivery. Available for UPS employees and families.
Mortgage Loans
Fixed and adjustable-rate mortgages for first-time buyers, refinancing, and home improvements. Partnering with Right Choice Mortgage, we offer FHA, VA, and conventional loans with low down payment options. Specialized programs support self-employed individuals and those with past financial challenges.
Credit Cards
Low-APR Visa credit cards with balance transfer options and global acceptance. Features include 24/7 fraud protection, cash advances, and flexible spending tools. Competitive rates start at 10.50% APR, with introductory offers for balance transfers.
Savings Accounts
Diverse savings solutions including share savings, money market, and holiday/vacation clubs. Earn dividends with no monthly fees on qualifying accounts. Youth savings accounts promote financial education, while IRAs support retirement planning with tax advantages.
Personal Loans
Flexible personal loans for debt consolidation, major purchases, or unexpected expenses. Competitive rates and terms tailored to member budgets. Funds can be used for appliances, furniture, or any personal need without collateral requirements.
Questions
Who is eligible to join UPS Employees Federal Credit Union?
Membership is open to current and retired UPS employees, their immediate family members, and household members. Once joined, membership is lifelong with a $50 minimum share savings balance.
What services does UPSEFCU offer?
We provide savings accounts, auto loans, mortgages, credit cards, personal loans, and financial tools like online banking, mobile apps, and credit score monitoring.
Are there fees for UPSEFCU accounts?
Some fees apply for early account closures, overdrafts, and specific transactions. Many fees can be waived with account requirements or e-statement enrollment.
Can I access my accounts online or via mobile app?
Yes. Our online and mobile banking platforms allow 24/7 account management, bill payments, check deposits, and ATM/branch locators.
How do I apply for a loan?
Apply online, visit our Ontario branch, or contact our Loan Department. Pre-approval options and Auto Expert services streamline vehicle financing.
