Business Details
Your Trusted Financial Partner in Fontana, CA
Fontana Federal Credit Union has served the Fontana community for over five decades as a member-owned cooperative financial institution. Founded on the principle of 'people helping people,' we provide personalized banking solutions to employees of the City of Fontana, Fontana Unified School District, local government agencies, and their families. Our services include checking and savings accounts, auto loans, personal loans, home financing, and credit cards, all backed by NCUA federal insurance. We prioritize convenience through 24/7 telephone banking, fee-free ATM access via CO-OP Network, and digital tools for financial management.Our commitment to accessibility ensures all members can engage with our services regardless of ability. With competitive rates and flexible terms on loans, we help members achieve financial goals while maintaining transparency in all transactions. Our team emphasizes community involvement and financial education to empower informed decision-making. As a locally-rooted institution, we combine institutional strength with personalized service to meet diverse financial needs.
Services
Auto Loans
Personal Loans
Home Mortgages
Savings Accounts
Credit Cards
Highlights and features
- We offer NCUA-insured accounts with federal backing up to $250,000
- Our 24/7 telephone banking provides round-the-clock account access
- Competitive loan rates with flexible terms for all credit profiles
- Fee-free ATM access through the CO-OP Network nationwide
- Community-focused financial education and personalized service
Associations and certifications
- National Credit Union Administration
Services
Auto Loans
Fontana FCU provides competitive auto loans for new and used vehicles with flexible terms and no prepayment penalties. Our members enjoy streamlined approval processes and refinancing options to reduce monthly payments. Dedicated loan specialists help determine appropriate financing amounts based on individual financial situations.
Personal Loans
We offer unsecured personal loans for emergency expenses, debt consolidation, or major purchases. With fixed interest rates and terms up to 60 months, our personal loans provide financial flexibility while maintaining responsible lending practices to prevent overextension.
Home Mortgages
Fontana FCU partners with Mason McDuffie Mortgage Corporation to provide comprehensive home financing solutions. Our mortgage services include purchase loans, refinancing options, and specialized programs for first-time homebuyers with competitive rates and personalized guidance throughout the process.
Savings Accounts
We offer multiple savings solutions including share accounts, Christmas clubs, and share certificates with tiered dividend rates. Our accounts provide liquidity, emergency fund building capabilities, and overdraft protection options while maintaining NCUA federal insurance coverage.
Credit Cards
Fontana FCU Visa credit cards feature competitive fixed rates, no annual fees, and credit limits up to $10,000. These cards offer convenient payment options for everyday purchases while helping members build positive credit histories through responsible usage.
Questions
How do I become a Fontana FCU member?
Membership is open to employees of the City of Fontana, Fontana Unified School District, Fontana Post Office, Fontana Fire Department, and their families. Apply online or visit our Arrow Blvd branch.
What loan products do you offer?
We provide auto loans, personal loans, home mortgages, credit cards, and lines of credit with competitive rates and flexible terms for qualified members.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
Do you offer online banking services?
Yes, our 24/7 home banking platform allows account management, bill payment, fund transfers, and e-statements accessible from any internet-connected device.
What are your branch hours?
Our main office is open Monday-Friday 9:00 AM-5:00 PM with a lunch closure from 1:00-1:30 PM. Telephone banking is available 24 hours daily.
How can I access ATMs without fees?
As a CO-OP Network member, you get surcharge-free access to over 30,000 ATMs nationwide, including locations at 7-Eleven stores and other participating retailers.
