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Faith-Based Banking with High-Yield Savings and Credit Cards
Christian Community Credit Union has been serving Christ followers for over 68 years, providing faith-based banking solutions that align with Christian values. We offer a comprehensive range of financial products including high-yield savings accounts, credit cards, loans, and digital banking services designed to help individuals, families, and ministries thrive. Our Harvest High-Yield Savings Account delivers competitive interest rates while supporting church and ministry growth through every deposit. As a top-ranked credit union by S&P Global Market Intelligence, we combine financial stability with a commitment to spreading the Gospel globally. Our Cash Rewards Visa Credit Card offers 1.5% cash back on purchases while directing portions of transactions toward Christian charities. Through strategic partnerships like our Cards that Give to Missions program, we've donated over $6.5 million to Christian causes since 1995.

Our nationwide shared branch network and digital banking platforms ensure convenient access to services for members across the United States. We specialize in ministry banking solutions that address the unique financial needs of churches and Christian organizations at all stages of growth. Our member-centric approach combines personalized service with competitive rates on savings accounts, loans, and credit products. With over 50 years of experience serving communities like Waco, TX, and California, we maintain a strong tradition of excellence in Christian financial services. Our commitment to transparency and ethical banking practices ensures members can trust their financial resources are working to advance God's kingdom while achieving personal financial goals.
Services
High-Yield Savings Accounts Cash Rewards Credit Cards Home Equity Lines of Credit Auto Loans Ministry Banking Solutions Digital Banking Services Certificate of Deposit Personal Loans Checking Accounts Missionary Support Programs
Highlights and features
  • We align banking with Christian values to support churches and ministries
  • Our cash rewards credit card donates to Christian charities with every purchase
  • Ranked among the top 100 U.S. credit unions for stability and growth
  • Nationwide shared branch network with modern digital banking capabilities
  • Over $6.5 million donated to Christian causes through our cardholder program
Associations and certifications
  • S&P Global Market Intelligence Top 100 U.S. Credit Unions
What people say
Donate to ministries Excellent service Competitive rewards No cancellation risk Supports missionaries
Services
Harvest High-Yield Savings
Our Harvest High-Yield Savings Account offers tiered interest rates up to 5.00% APY on balances up to $5,000. This faith-based savings solution supports church and ministry expansion while providing competitive returns. Members benefit from digital banking access and nationwide shared branch services.
Cash Rewards Visa Credit Card
Earn 1.5% cash back on every purchase while supporting Christian charities through our Cash Rewards Visa Credit Card. This card combines financial benefits with ministry impact, having generated over $6 million in donations to date. No annual fee and 0% APR introductory offer available.
Ministry Banking Solutions
Specialized banking products for churches and ministries include tailored loans, savings accounts, and financial planning tools. Our ministry experts provide solutions for all stages of organizational growth. Services support mission expansion and community outreach programs globally.
Home Equity Line of Credit
Access your home's equity with rates starting at 7.75% APR through our Home Equity Line of Credit. This flexible financing option supports home improvements, debt consolidation, or ministry projects. Competitive rates available for qualified borrowers.
Digital Banking Platform
Manage accounts 24/7 through our secure mobile banking app with features like mobile check deposit and instant transfers. The platform offers real-time transaction tracking and budgeting tools. Available for both iOS and Android devices.
Questions
How does Christian Community Credit Union support ministries?
We support ministries through our Cards that Give to Missions program, which donates portions of credit card transactions to Christian causes. Our Harvest Savings Account also directs funds toward church and ministry growth.
What membership options are available?
We offer personal membership for individual Christians and ministry membership for churches and Christian organizations. Both options provide access to faith-aligned financial products and services.
Are there fees for banking services?
Our Harvest Savings Account has a $5 monthly fee if balance falls below $100. Many other services like checking accounts and digital banking have no monthly fees.
How can I access banking services nationwide?
We provide access through our mobile banking app, online services, and nationwide shared branch network. This allows convenient in-person and digital transactions across the United States.
What credit card benefits are available?
Our Cash Rewards Visa Credit Card offers 1.5% cash back on all purchases, no annual fee, and a $200 bonus when spending $750 in the first 3 months.
How does the credit union give back globally?
Through our cardholder program, we've donated over $6.5 million to Christian causes worldwide. We partner with organizations like Samaritan's Purse to provide medical aid in crisis areas.
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