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Expert Guidance, Fast Closings, Competitive Rates

For over 30 years, Cardinal Financial has been a trusted and reliable hard money lender in Denver, Colorado. Our team of experts has a deep understanding of the real estate market and is committed to providing exceptional service to our clients. At Cardinal Financial, we specialize in making short-term real estate loans secured by property in Colorado. Our expertise includes purchasing income property, fix and flip loans, loans to LLCs, corporations, trusts, and other entities, as well as loans to settle estates and auction bidding loans.

Our Services

At Cardinal Financial, we offer a range of services designed to meet the unique needs of our clients. Our fast and flexible lending options allow you to close a loan quickly, often in as little as 24 hours. With our fully in-house loan processing department, we can commit to a loan within 24 hours of receiving an inquiry and close within 48 hours. We pride ourselves on our competitive rates, flexible terms, and minimal fees. Our team is dedicated to providing a unique and personalized experience for each of our clients.

What Sets Us Apart

At Cardinal Financial, we stand out from other lenders by our prompt and efficient service. We understand the importance of speed and responsiveness in the real estate industry. That's why we're committed to providing loan approvals in as little as 24 hours and closing loans in as little as 48 hours. Our experienced team is always available to answer your questions and provide guidance throughout the lending process.

Our Expertise

Our team of experts has a deep understanding of the real estate market and is committed to providing exceptional service to our clients. With years of experience in the industry, we have a proven track record of providing reliable and flexible lending solutions. Our expertise includes a wide range of loan options, from fix and flip loans to loans for income property purchases. Our team is dedicated to helping you achieve your real estate goals.

Our Commitment

At Cardinal Financial, we're committed to providing a superior lending experience that sets us apart from other lenders. Our team is dedicated to providing exceptional service, prompt responses, and flexible lending options. We understand the importance of building long-term relationships with our clients and strive to exceed your expectations at every step of the lending process.

Conclusion

At Cardinal Financial, we're dedicated to providing the highest level of service and expertise in the real estate lending industry. With our fast and flexible loan options, competitive rates, and minimal fees, we're confident that we can help you achieve your real estate goals. Whether you're looking to purchase income property, flip a house, or settle an estate, we're here to help. Contact us today to learn more about our services and find out how we can help you succeed.

Reviews
Positive: The positive experiences with Cardinal Financial were characterized by smooth and pleasant processes, excellent customer service, and swift loan processing.
Negative: The negative experiences with Cardinal Financial were marked by poor customer service, incompetence, and unprofessional behavior on the part of some staff members.

Unprofessional Customer Service and Poor Quality of Work

Zach Sanders from Cardinal Financial provided terrible customer service and was unprofessional. He was unfriendly and only seemed interested in the facts, which led the customer to shop around and find a better deal. When the customer informed him that they had decided to go with another company, Zach had a temper tantrum via text, arguing that his rates were better and using unprofessional language. This experience led the customer to advise others to shop around and avoid Cardinal Financial.

Worst Mortgage Company

Stephanie Wood's experience with Cardinal Financial was a disaster. She was forced to wait on hold for hours, and the staff was incompetent. Her closing date was adjusted three times without her knowledge, and she was hung up on by her mortgage broker, Justin Fry. She advises others to avoid Cardinal Financial and pay more for better service.

Positive Review

Rachel Jacobucci, Adam Rondeau, Eric Ellis, and Will Pegler all had positive experiences with Cardinal Financial. They praised the company's smooth and pleasant experience, straightforward loan process, and excellent online system. They recommended Cardinal Financial to others.

Unprofessional Staff

B. W. had a negative experience with a rude and unprofessional representative who hung up on him after giving him a curt response.

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