Business Details
14 Years
experience
Emergency
services
Your Trusted Denver Mortgage Broker for Home Loans
Hunter Lending is a locally owned mortgage brokerage dedicated to providing personalized home financing solutions for Denver residents. With over two decades of experience in the Colorado market, our team specializes in pairing clients with conventional home loans, FHA loans, VA loans, Jumbo loans, Reduced Documentation loans, and Reverse Mortgages. We pride ourselves on simplifying the complex mortgage process through clear communication, expert guidance, and a commitment to staying current with evolving lending programs and real estate trends.Our professionals understand that each loan represents a significant life event for clients, which is why we prioritize superior client communications and a seamless lending experience. From pre-qualification to post-closing support, we maintain a database of market trends to help clients achieve long-term financial goals through informed mortgage decisions.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Reverse Mortgages
Details
- Year established: 2012
Highlights and features
- Fast and accurate pre-approvals with 21-day average closing times
- Access to multiple lenders for competitive rate comparisons
- Specialized mortgage expertise for all loan types
- Over 20 years of experience in Colorado's mortgage market
- Personalized service tailored to individual buyer needs
What people say
Super responsive
Best rates
Process so easy
Market knowledge
Explain confusing aspects
Services
Conventional Loans
Conventional home loans for borrowers with strong credit profiles seeking fixed or adjustable rate mortgages. Available for primary residences, second homes, and investment properties with down payments starting at 3%. Our brokers help clients navigate loan terms, interest rate options, and mortgage insurance requirements to find optimal financing solutions.
FHA Loans
FHA-insured loans for first-time homebuyers and those with lower credit scores. Require minimum 3.5% down payments with flexible qualification criteria. Our specialists guide clients through FHA loan requirements, mortgage insurance premiums, and property eligibility standards to make homeownership accessible for more Colorado families.
Reverse Mortgages
HECM reverse mortgages for homeowners aged 62+ to convert home equity into tax-free funds. Available as lump sums, monthly payments, or credit lines. We provide mandatory counseling, eligibility assessments, and customized solutions to help seniors supplement retirement income while maintaining home ownership.
Jumbo Loans
Non-conforming loans for luxury properties exceeding conventional loan limits. Require 25-30% down payments with higher credit score requirements. Our brokers connect clients with specialized lenders offering competitive rates for high-value properties in Denver's premium real estate markets.
Refinance Programs
Rate-and-term and cash-out refinancing options to reduce payments, shorten loan terms, or access home equity. Our team analyzes current mortgage terms, home values, and market conditions to determine optimal refinancing strategies with potential savings of hundreds monthly.
People
Ryan Hunter
Senior Mortgage Specialist
Ryan Hunter founded Hunter Lending after gaining extensive mortgage industry experience with GMAC Mortgage and Pulte Mortgage. He previously established a mortgage and title company in Florida, bringing over 20 years of lending expertise to Denver's real estate market.
Leah Rowan
Mortgage Loan Officer
Leah Rowan holds NMLS #1882320 and specializes in guiding first-time buyers, veterans, and relocating clients through the mortgage process. After a negative personal loan experience, she pursued her MLO license to provide the transparency and expertise she previously lacked as a consumer.
Questions
What mortgage programs do you offer?
We offer conventional loans, FHA/VA programs, jumbo mortgages, reverse mortgages, and specialized loan options for unique situations. Our brokers help clients find the best fit based on their financial profile and homeownership goals.
How quickly can you close a mortgage?
We close most home loans in 21 days or less through efficient processing and direct communication with title companies, appraisers, and underwriters to streamline the transaction timeline.
Do you offer online application options?
Yes, we provide secure online loan applications and document submission portals while maintaining personalized guidance throughout the digital mortgage process.
What credit score do I need for a mortgage?
Conventional loans typically require 680+, FHA loans accept 580+ with 3.5% down, and VA loans have flexible credit requirements. Our brokers help clients understand their specific eligibility factors.
Can I refinance with bad credit?
Refinancing options exist for various credit situations. We analyze your current mortgage terms, home equity position, and financial goals to determine viable refinancing strategies even with challenged credit.
How do I start the mortgage process?
Begin with a free pre-approval consultation where we assess your financial situation, discuss loan options, and provide a customized roadmap for purchasing or refinancing your Colorado home.
