Business Details
26 Years
experience
Your Trusted Mortgage Partner in Denver
Uptown Mortgage has been a trusted name in the mortgage industry for over two decades, founded in 2000 by Lana Jern. Our team of seasoned professionals combines deep industry expertise with cutting-edge technology to deliver personalized mortgage solutions. We pride ourselves on offering access to a comprehensive range of loan programs, including FHA, VA, Conventional, Jumbo, and Non-Qualified Mortgages, ensuring tailored options for every borrower. Our commitment to exceptional service is reflected in our white-glove approach, competitive rates, and a proven track record of helping thousands of clients achieve homeownership.With a focus on transparency, innovation, and client satisfaction, we work directly with borrowers to navigate the loan process seamlessly, leveraging our extensive network of wholesale lenders to secure the best possible terms. Our local market expertise in Denver and beyond, combined with a family-owned ethos, sets us apart as a leader in the mortgage brokerage industry.
Services
FHA Home Loans
VA Home Loans
Conventional Loans
Jumbo Loans
Non-Qualified Mortgages
Details
- Year established: 2000
Highlights and features
- We offer 20+ years of experience in mortgage brokerage with a proven track record.
- Our cutting-edge technology streamlines the loan application and approval process.
- We provide access to a full spectrum of loan programs, including niche options.
- White-glove service with direct communication from licensed loan originators.
- Competitive rates secured through a network of 25+ wholesale lenders.
What people say
Smooth process
Knowledgeable team
Responsive communication
Competitive rates
Stress-free experience
Services
FHA Home Loans
FHA Home Loans provide accessible financing with low down payments and flexible credit requirements. Ideal for first-time buyers, these loans are insured by the Federal Housing Administration, reducing lender risk and enabling more favorable terms. Borrowers benefit from competitive interest rates and options for down payment assistance programs.
VA Home Loans
VA Home Loans offer veterans and their families zero-down payment options and favorable rates. Backed by the Department of Veterans Affairs, these loans include no private mortgage insurance and lenient credit standards. We specialize in guiding clients through the VA loan process to maximize their earned benefits.
Conventional Loans
Conventional Loans cater to borrowers with strong credit and moderate-to-high down payments. Available with fixed or adjustable rates, these loans offer flexibility in terms and are ideal for those seeking standard financing without government insurance. We help clients navigate down payment requirements and rate options.
Jumbo Loans
Jumbo Loans finance high-value properties exceeding conforming loan limits. Designed for luxury homes or high-cost areas, these loans require strong financial profiles but offer competitive rates. We connect clients with specialized lenders to secure financing for premium real estate investments.
Non-Qualified Mortgages
Non-Qualified Mortgages serve borrowers with unique financial situations outside traditional lending criteria. These include self-employed individuals or those with non-traditional income sources. We provide tailored solutions with flexible documentation and underwriting to accommodate complex scenarios.
People
Lana Jern
Owner / Licensed Mortgage Broker
With 25+ years in the mortgage industry, Lana founded Uptown Mortgage in 2000. She specializes in first-time homebuyer programs and investment loans, combining hands-on client service with industry advocacy. Her expertise ensures clients receive personalized, stress-free financing solutions.
Jason Kauffman
Owner / Licensed Mortgage Broker
Jason co-owns Uptown Mortgage and brings over two decades of experience. A Colorado State University graduate, he focuses on Conventional, Jumbo, and VA loans. Active in industry advocacy, he prioritizes seamless transactions and client education to demystify the mortgage process.
Jason Henkel
Licensed Mortgage Broker
Jason has served Denvers mortgage market since 1999, joining Uptown Mortgage in 2011. He specializes in guiding first-time buyers and refinancers, leveraging his background with national homebuilders to simplify complex transactions with clarity and expertise.
Nicole Reed
Compliance Manager / Licensed Mortgage Broker
Nicole joined Uptown Mortgage in 2015, combining compliance oversight with client service. A licensed originator since 2017, she tailors mortgage plans for unique borrower needs, emphasizing transparency and education to make homeownership accessible and less intimidating.
Jason Smith
Licensed Mortgage Broker
Jason has been a Colorado mortgage professional since 1995, blending engineering precision with client-focused service. He specializes in local market dynamics, offering strategic advice for buyers and investors seeking long-term property value in Colorados competitive real estate landscape.
Questions
What types of mortgage loans does Uptown Mortgage offer?
We offer FHA, VA, Conventional, Jumbo, and Non-Qualified Mortgages, tailored to meet diverse financial situations and homeownership goals.
How can I get pre-approved for a mortgage?
Start our online application or contact a loan originator to submit financial documents. We provide pre-approvals without hard credit checks to streamline your home search.
Do you offer down payment assistance programs?
Yes, we specialize in down payment assistance and low-down payment options, including state-specific programs for first-time buyers.
Can I refinance my existing mortgage?
Yes, we help clients refinance to lower rates, reduce payments, or access home equity. Our team evaluates your goals to recommend optimal refinancing strategies.
What areas do you serve?
We primarily serve Colorado, including Denver, Colorado Springs, and Fort Collins, with licensed brokers available in multiple states.
How does Uptown Mortgage ensure competitive rates?
By partnering with over 25 wholesale lenders, we create competition for your business, securing rates tailored to your financial profile and market conditions.
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