Business Details
18 Years
experience
Your Trusted Partner for Real Estate Investment Loans
Investors Choice Funding has been a trusted partner for real estate investors since 2008, offering tailored financing solutions designed to maximize portfolio growth. Our direct private lending model provides fast, reliable access to capital for non-owner occupied properties, including single-family homes, townhomes, condos, multi-family units, and mixed-use investments. With over 26 years of combined industry experience, our expert team structures loans that accommodate complex transactions while maintaining transparency and efficiency. We prioritize honest communication, disclosing all fees upfront and eliminating surprises during closings.Our commitment to treating every deal as if it were our own ensures clients receive strategic guidance and second-opinion analysis to mitigate risks. We specialize in rapid repair draw disbursements, streamlined underwriting, and nationwide support that combines local expertise with national resources. Our track record of thousands of successful transactions reflects our dedication to helping investors achieve their goals through personalized service and innovative financing strategies.
Services
Renovation Loan
Bridge Loans
Transactional Funding
Rental Program
Construction Program
Multi-Family Loans
Details
- Year established: 2008
Highlights and features
- We offer 26 years of combined real estate investment expertise
- Direct private lending with in-house funds for reliable closings
- Quick approvals and closings within 7-10 business days
- Nationwide reach with personalized local market understanding
- Transparent fee structures with no hidden surprises
What people say
Reliable, reasonable fees
Key in move to multifamily
Quick and accurate service
Preferred lender for a decade
Supports first-time investors
Services
Renovation Loan
Specialized financing for properties requiring repairs or upgrades to enhance resale or rental value. Designed for investors seeking to maximize returns through property improvements. Our renovation loans provide funds for both purchase and rehabilitation costs, with flexible terms that accommodate project timelines and budget requirements.
Bridge Loans
Temporary financing solutions that bridge gaps between property acquisitions. Ideal for investors needing quick capital to secure time-sensitive opportunities while awaiting long-term financing or property sales. Our bridge loans offer rapid approval and funding to maintain transaction momentum without delays.
Transactional Funding
100% funding solution for simultaneous real estate transactions. Designed for investors executing assignment deals or wholesale transactions. This program provides immediate liquidity for purchase closings while ensuring seamless transfer to end buyers, eliminating personal financial exposure during the process.
Construction Program
Financing for new construction projects and major property rebuilds. Tailored for experienced builders requiring capital for land acquisition, materials, and labor costs. Our construction loans feature staged draw disbursements aligned with project milestones to ensure proper fund allocation and risk mitigation.
Multi-Family Loans
Specialized financing for 5-20 unit multi-family rental properties. Designed to help investors scale their income-generating portfolios with competitive terms. Our program accommodates both stabilized assets and value-add opportunities, providing funding for acquisition, refinance, or rehabilitation projects.
Questions
What loan programs do you offer for real estate investors?
We provide renovation loans, bridge financing, transactional funding, construction programs, rental property loans, and multi-family unit financing tailored to investor needs.
How quickly can you close a loan?
Most transactions close within 7-10 business days from application submission through our streamlined underwriting process.
Do you work with first-time real estate investors?
Yes, we support both experienced and new investors with personalized guidance and financing solutions for their initial projects.
Are your loan terms available nationwide?
Our financing programs serve investors across all 50 states with localized market understanding and national resources.
How do you handle property rehabilitation funding?
We offer staged repair draw disbursements for completed improvements with efficient processing to maintain project timelines.
What sets you apart from other hard money lenders?
We combine direct private lending with transparent fee structures, rapid closings, and personalized service that prioritizes long-term relationships over one-time transactions.